Listed at
$415,000
$148/sqft

Taylors Falls

631 Bench Street, Taylors Falls, MN, 55084
3  Bedrooms3  Bathrooms2,806  Square Feet0.25  Acres
Days on market427
Year built1900
ParkingGravel
TypeResidential
Est. $9,450buyer credit when you buy with SODL
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About this home

Tucked into the heart of scenic Taylors Falls, this beautifully cared-for 3-bedroom, 3-bath home offers the kind of flexibility buyers love—move right in and make it your own, or step into a proven, income-producing short-term rental that guests truly adore. Currently a consistent top performer and recognized as a “Guest Favorite,” this home is one of the area’s most loved and highly reviewed stays—and it’s easy to see why. Inside, the home feels welcoming, comfortable, and thoughtfully updated. A brand-new roof (2024), new double oven (2025), updated HVAC and central A/C (2021), and a replaced sewer line mean the big projects are already done—so you can focus on enjoying the space, not maintaining it. Every room is designed to feel easy and inviting, whether it’s full-time living or hosting guests who want to relax and unwind. Step outside and you’ll find a beautifully landscaped backyard that feels like a private retreat, along with a newly added turnaround for easy access—especially convenient for visitors. It’s the kind of space where mornings are quiet, evenings are peaceful, and time just slows down. Location is where this home truly shines. Just minutes from Interstate State Park, nearby wineries, and year-round fun at Wild Mountain, you’re surrounded by the best of Minnesota’s outdoors. Spend afternoons walking through Taylors Falls’ charming downtown, browsing antique shops and local boutiques, or grabbing a burger and house-made root beer at the beloved Drive-In Restaurant. Whether you’re looking for a place to settle in or a turn-key STR in one of Minnesota’s most sought-after river towns, this home offers comfort, character, and opportunity—wrapped into one special property.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1900
LevelsTwo
Living area2,806 sqft
Above-grade finished2,806 sqft
Below-grade finished0 sqft
Lot size0.25 acres (50x220x50x223)
Days on market427
ListedJul 29, 2025
MLS #NST6763453
CountyChisago
SubdivisionTaylors Falls
Parcel #200023000

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Tankless Water Heater, Trash Compactor, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Parking features
Gravel
Patio & porch
Deck, Patio, Porch
Pool
None
Other structures
Storage Shed
Lot size
0.25 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,604 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1900

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Taylors Falls
HOA
No HOA
School district
Chisago Lakes

Financial & listing details

Annual tax
$4,045 (2025)
Tax with assessments
4062
Listed
Jul 29, 2025
Days on market
427 · 29 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementCrawl Space, Partial
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces3
AppliancesCooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Tankless Water Heater, Trash Compactor, Wall Oven, Washer, Water Softener Owned
DiningKitchen/Dining Room, Separate/Formal Dining Room
AmenitiesPorch, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched
Foundation area1,604 sqft
Patio/porchDeck, Patio, Porch
Road frontageCity Street, Paved Streets, Sidewalks
ZoningBusiness/Commercial,Residential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingGravel
Garage spaces0
Garage size0 sqft

Financial details

Annual taxes$4,045
Tax year2025
Taxes w/ assessments4062
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1048
District phone6512132096
High schoolChisago Lakes
SODL flat fee brokerage
$9,450Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,450

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,656/mo
Principal & interest$2,181
Property taxes$337
Home insurance (est.)$138
%
$83,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

631 Bench Street, Taylors Falls, MN, 55084

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Listing information

MLS #NST6763453
StatusActive
Last updatedDec 20, 2025, 1:35 PM
Originally listedJul 29, 2025, 3:52 PM
Listing officeLPT Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.