605 1st Street SE, Pine City, MN, 55063
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About this home
Discover the possibilities of Cross Lake living in Pine City! With 90 feet of lake frontage, a gradual approach to the shoreline, a dock, and nearly half an acre, this spacious 5-bedroom, 2-bath lakefront home offers a wonderful combination of waterfront enjoyment, generous living spaces, and versatility. Offering 2,640 finished square feet, the home features beautiful hardwood floors, abundant natural light, and plenty of room to gather. The main level includes three bedrooms, a dedicated home office, a bright, spacious kitchen, and adjoining dining and sitting areas that flow into the living room and inviting three-season porch. Enjoy morning coffee overlooking the water, afternoons at the lake, and peaceful evenings along the shoreline. The finished walkout lower level expands the possibilities with a second kitchen, family room, bonus room, and two additional bedrooms, offering flexibility for guests, hobbies, or additional gathering space. An attached two-car garage provides convenient storage, while city water and sewer add everyday practicality. Situated on a quiet dead-end street, this Cross Lake property combines the appeal of lakeside living with the space to make it your own.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Baseboard
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One
- Garage
- 2 spaces · 24x24 · 575 sqft
- Parking features
- Attached Garage, Concrete
- Exterior features
- Wood
- View
- East
- Waterfront
- Dock, Lake Front, Lake View
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,440 sqft
- Year built
- 1961
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Townsite Of Pine City
- HOA
- No HOA
- School district
- 578 - Pine City
- High school district
- Pine City
Financial & listing details
- Annual tax
- $6,268 (2026)
- Tax with assessments
- 6280
- Listed
- Aug 26, 2026
- Days on market
- 77 · 90 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
605 1st Street SE, Pine City, MN, 55063
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
