Listed at
$399,900
$176/sqft

Lake City

602 S Oak Street, Lake City, MN, 55041
3  Bedrooms2  Bathrooms2,276  Square Feet0.21  Acres
Days on market291
Year built1901
Garage spaces2
TypeResidential
Est. $8,997buyer credit when you buy with SODL
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About this home

Enjoy year-round lake views from this classic Craftsman century home, perfectly situated in the heart of Lake City's historic district. A solid build with the enduring quality you won't find in many new builds, this move-in ready home blends historic charm with thoughtful modern updates. Inside you'll find 3 inviting bedrooms - including a spacious primary with lake views - and a versatile loft that also works beautifully as a home office. The 1.5-bath layout features a stunning main bath with double sinks, skylight, jetted tub, and comfort-height toilets, plus potential to expand the half bath into a full. The semi-open floor plan showcases coffered ceilings, a wood-burning fireplace, original wood floors and main-floor laundry. Recent updates include mini-splits for efficient heating and cooling, a newer boiler, and a beautifully remodeled custom kitchen with soft-close cabinetry, new flooring, coffee bar, stainless steel appliances (including a new refrigerator with craft ice), gas stove, and space for a 4’x6’ island. Additional highlights include a charming bay window, original etched-glass window, and a mud room with generous storage. Outdoors, enjoy a peaceful yard with a pond, flower gardens, partial fencing, a tree swing, and a deck off the historic carriage house. The carriage house features original hand-cut wood, abundant windows, and a cozy loft. A rare bonus: the attached 2.5-car heated garage with tall doors—perfect for boat storage. With 2,276 sqft of comfort, character, and craftsmanship, this home sits on a quiet street just one block from the marina, high school, park, and downtown. Only 35 miles to Rochester and 50 miles to the Twin Cities. Come see this beautiful home in person to truly appreciate all it offers.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1901
LevelsTwo
Living area2,276 sqft
Above-grade finished2,051 sqft
Below-grade finished225 sqft
Lot size0.21 acres (150x60)
Days on market291
ListedDec 11, 2025
MLS #NST6826266
CountyWabasha
SubdivisionLake City
Parcel #R220057300

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Boiler, Ductless Mini-Split
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
2 spaces · 780 sqft
Parking features
Attached Garage, Concrete
Patio & porch
Covered, Front Porch, Patio
Fencing
Partial
Other structures
Barn(s)

Construction

Property type
Residential
Property subtype
Single Family
Foundation
1,289 sqft
Roof
Age 8 Years or Less
Year built
1901

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Lake City
HOA
No HOA
School district
Lake City

Financial & listing details

Annual tax
$3,962 (2025)
Listed
Dec 11, 2025
Days on market
291
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Partially Finished
HeatingBoiler, Ductless Mini-Split
CoolingDuctless Mini-Split
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningSeparate/Formal Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Natural Woodwork, Patio, Paneled Doors, Porch, Skylight, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less
Foundation area1,289 sqft
Patio/porchCovered, Front Porch, Patio
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces2
Garage size780 sqft

Financial details

Annual taxes$3,962
Tax year2025
Taxes w/ assessments3962
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2281
District phone6513452198
High schoolLake City
SODL flat fee brokerage
$8,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,565/mo
Principal & interest$2,102
Property taxes$330
Home insurance (est.)$133
%
$79,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

602 S Oak Street, Lake City, MN, 55041

Listing information

MLS #NST6826266
StatusActive
Last updatedMar 30, 2026, 7:19 PM
Originally listedDec 11, 2025, 2:20 PM
Listing officeEXP Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.