Pending
$585,000

5795 Otter Lake Road, White Bear Twp, MN, 55110

4  Bedrooms4  Bathrooms3,261  Square Feet0.362  Acres
Days on market91
Year built1988
Garage spaces3
Potential $14,550buyer credit when you buy with SODL

About this home

Enjoy panoramic views & year-round serenity on Otter Lake in this spacious 4BR/4BA home with over 3,200 finished sq ft. Major updates include a newer architectural shingle roof, cement board siding, composite decking & new water heater - offering lasting value & curb appeal. Inside, vaulted ceilings, French doors, hardwood floors & sunroom are beautiful interior features. The upper- level has 3 bedrooms, including a generous Primary Suite w walk-in closet & private bath. The lower level offers a sprawling family room w wood-burning fireplace, wet bar, & 4th bedroom. Enjoy BBQ’s from the maintenance free wrap around deck & step onto the shaded private patio. Store your boat in the oversized 3-stall garage or have a nice workshop space. Less than a quarter mile down the road is a public boat dock & off-leash dog park. Otter Lake is a 300+ acre lake ideal for fishing, canoeing, & boating. This home blends comfort, potential, & unbeatable lakefront access. Schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1988
LevelsFour or More Level Split
Living area3,261 sqft
Above-grade finished1,973 sqft
Below-grade finished1,288 sqft
Lot size0.362 acres (208x71)
Days on market91
ListedOct 7, 2025
MLS #NST6800556
CountyRamsey
SubdivisionBrandlwood Farms, 8th Add
Parcel #033022230064

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Central Vacuum, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Four or More Level Split
Garage
3 spaces · 730 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Composite Decking, Covered, Deck, Patio, Porch
Pool
None
View
Panoramic

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,793 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1988

Utilities

Water
City Water - In Street
Sewer
City Sewer - In Street
Fuel
Natural Gas

Community & HOA

Subdivision
Brandlwood Farms, 8th Add
HOA
No HOA
School district
White Bear Lake

Financial & listing details

Annual tax
$7,870 (2025)
Listed
Oct 7, 2025
Days on market
91 · 233 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Partial, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level, Laundry Room
AppliancesCentral Vacuum, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, French Doors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle
Foundation area1,793 sqft
Patio/porchComposite Decking, Covered, Deck, Patio, Porch
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street
SewerCity Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size730 sqft

Financial details

Annual taxes$7,870
Tax year2025
Taxes w/ assessments7870
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2099
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$14,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,925/mo
Principal & interest$3,074
Property taxes$656
Home insurance (est.)$195
%
$117,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5795 Otter Lake Road, White Bear Twp, MN, 55110

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Listing information

MLS #NST6800556
Last reported MLS statusPending
MLS record updatedFeb 17, 2026, 2:26 PM
Originally listedOct 7, 2025, 11:57 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.