Listed at
$1,495,000
$404/sqft

Auditors Sub 11

540 Holly Avenue, Saint Paul, MN, 55102
5  Bedrooms5  Bathrooms3,703  Square Feet0.138  Acres
Days on market103
Year built2022
Garage spaces2
TypeResidential
Est. $41,850buyer credit when you buy with SODL
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About this home

In the heart of historic Cathedral Hill, this exceptional custom residence seamlessly blends timeless architectural character with the comfort, efficiency, and amenities of modern luxury living. Built in 2022 and impeccably maintained, this is a rare opportunity to own a nearly new home in one of Saint Paul's most coveted neighborhoods, just moments from renowned restaurants, charming cafés, boutique shopping, parks, and cultural attractions. The thoughtfully designed open-concept main level serves as the heart of the home, offering an effortless flow for both everyday living and entertaining. A welcoming front porch creates a warm first impression. The chef's kitchen is a true showpiece, featuring an oversized center island, premium Thermador appliance package, custom wine bar, with storage for more than 200 bottles. A striking three-sided fireplace crafted with reclaimed wood from trees originally on the property anchors the living spaces and adds warmth and character throughout. Upstairs, four generously sized bedrooms provide exceptional comfort and privacy. The luxurious primary suite is a private retreat, complete with a heated bathroom floor, separate soaking tub and shower, and exclusive access to a private balcony. A secondary ensuite bedroom and two additional bedrooms connected by a dual-access bath create an ideal layout for family and guests. The lower level is designed for relaxation and entertainment, offering expansive recreation and media spaces, a stylish bar area, a fifth bedroom, and bathroom, perfect for overnight guests, multigenerational living, or additional flexibility. Outdoor living is equally impressive with a fully fenced backyard, electronic remote controlled gate, and a beautifully designed patio oasis that provides privacy and space for gathering, dining, and enjoying Minnesota's seasons. Enhanced with forward-thinking technology, the home features a whole-house electric shade system, EcoFlow smart panel with backup battery capability, and solar-ready infrastructure, combining luxury living with energy-conscious design. A truly one-of-a-kind offering that delivers the best of Cathedral Hill living—historic charm, modern craftsmanship, and an unmatched lifestyle in one of Saint Paul's most prestigious neighborhoods.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2022
LevelsTwo
Living area3,703 sqft
Above-grade finished2,657 sqft
Below-grade finished1,046 sqft
Lot size0.138 acres (47x129)
Days on market103
ListedJun 15, 2026
MLS #NST7089127
CountyRamsey
SubdivisionAuditors Sub 11
Parcel #012823230257

Facts & features

Interior

Bedrooms
5
Bathrooms
5
Bath breakdown
2 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 23x21 · 483 sqft
Parking features
Detached Garage
Patio & porch
Porch
Exterior features
Cement Board
Fencing
Full

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,167 sqft
Roof
Asphalt
Year built
2022

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Auditors Sub 11
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$30,912 (2026)
Listed
Jun 15, 2026
Days on market
103
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths2
3/4 baths2
Half baths1
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesBalcony, Ceiling Fan(s), French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window
AccessibilityNone

Exterior & lot

ExteriorCement Board
RoofAsphalt
FoundationPoured Concrete
Foundation area1,167 sqft
Patio/porchPorch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size483 sqft

Financial details

Annual taxes$30,912
Tax year2026
Taxes w/ assessments30912
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$41,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $41,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$10,931/mo
Principal & interest$7,857
Property taxes$2,576
Home insurance (est.)$498
%
$299,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

540 Holly Avenue, Saint Paul, MN, 55102

Listing information

MLS #NST7089127
StatusActive
Last updatedSep 23, 2026, 10:59 PM
Originally listedJun 18, 2026, 12:00 AM
Listing officeLakes Sotheby's International Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.