Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,162 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

How long has this property been on the market?

This property has been listed for 120 days.

Listed at

$359,000

$324/sqft

5399 Pine Island N

5399 Pine Island N, Tower, MN, 55790

2 Bedrooms1 Bathroom1,107 Square Feet4.51 Acres

Days on market120

Year built1992

ParkingNone

TypeResidential

Est. $7,770buyer credit when you buy with SODL

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About this home

Escape to your own private piece of paradise on Lake Vermilion. Located on Pine Island and nestled among towering pines and a cedar grove, this seasonal cabin offers an incredible 689ft of shoreline. Built in 1992, this charming 2 bedroom, 1 bathroom cabin is perfectly positioned to capture breathtaking sunset views. Spend your days hiking, watching the endless hummingbirds, relaxing on the deck, or enjoying easy access to the water from your private dock. Conveniently located with close access to Glenwood Lodge. Whether you're seeking a family getaway, a place to reconnect with nature, or a fishing retreat- this property offers the type of peaceful seclusion many dream of, but few find. Sold furnished, ready to enjoy!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1992

LevelsOne

Living area1,107 sqft

Above-grade finished1,107 sqft

Below-grade finished0 sqft

Lot size4.51 acres (615x354)

Days on market120

ListedJun 1, 2026

MLS #NST7084555

CountySt. Louis

Parcel #665001004812

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard
Cooling: Window Unit(s)
Basement: Crawl Space · 0 sqft finished

Property

Levels / stories: One
Parking features: None
Patio & porch: Deck
Exterior features: Steel Siding
View: Lake
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Raised · 1,107 sqft
Year built: 1992

Utilities

Water: Lake Water
Sewer: Private Sewer
Fuel: Electric, Propane

Community & HOA

HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $2,162 (2026)
Listed: Jun 1, 2026
Days on market: 120
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard

CoolingWindow Unit(s)

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

FoundationBlock, Raised

Foundation area1,107 sqft

Patio/porchDeck

ZoningResidential-Single Family

Utilities

Water sourceLake Water

SewerPrivate Sewer

FuelElectric, Propane

Parking & garage

ParkingNone

Garage spaces0

Financial details

Annual taxes$2,162

Tax year2026

Taxes w/ assessments2162

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$7,770Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,770

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,187/mo

Principal & interest$1,887

Property taxes$180

Home insurance (est.)$120

Down payment

$71,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.