Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,787 (2025).

How long has this property been on the market?

This property has been listed for 407 days.

No photos available

Listed at

$200,000

$240/sqft

Urbannot

5291 Setterlund Drive, Cotton, MN, 55724

2 Bedrooms832 Square Feet1.08 Acres

Days on market407

Year built2001

ParkingGravel

TypeResidential

Est. $3,000buyer credit when you buy with SODL

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About this home

2BR cabin with large shoreline at river outlet-deep water & said to be excellent fishing. Last lot on private drive for extra privacy. Includes 2 docks, 3-season porch, wood-burning stove, separate outhouse. Buyer/agent to verify all measurements & seasonal use. Dock install/removal is buyer responsibility after closing.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2001

LevelsOne

Living area832 sqft

Above-grade finished832 sqft

Below-grade finished0 sqft

Lot size1.08 acres (1.07 acres)

Days on market407

ListedAug 15, 2025

MLS #NST6755980

CountySt. Louis

SubdivisionUrbannot

Parcel #662002200070

Facts & features

Interior

Bedrooms: 2
Bathrooms: 0
Heating: Fireplace(s)
Cooling: Window Unit(s)
Basement: None · 0 sqft finished
Fireplace: 1 · Wood Burning

Property

Levels / stories: One
Parking features: Gravel
Waterfront: Lake Front
Lot size: 1.08 acres
Lot dimensions: 1.07 acres
Lot features: Accessible Shoreline

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Wood Siding
Foundation: 832 sqft
Roof: Asphalt
Year built: 2001

Utilities

Water: Lake Water
Sewer: Outhouse

Community & HOA

Subdivision: Urbannot
HOA: No HOA
School district: Mesabi East

Financial & listing details

Annual tax: $1,787 (2025)
Tax with assessments: 1872.0000
Listed: Aug 15, 2025
Days on market: 407

Interior details

Total bathrooms0

Full baths0

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingFireplace(s)

CoolingWindow Unit(s)

Fireplaces1

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area832 sqft

Lot featuresAccessible Shoreline

Road frontagePrivate Road

Road responsibilityPrivate Maintained Road

ZoningOther,Shoreline

Utilities

Water sourceLake Water

SewerOuthouse

Parking & garage

ParkingGravel

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$1,787

Tax year2025

Taxes w/ assessments1872.0000

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2711

District phone218-229-3321

High schoolMesabi East

SODL flat fee brokerage

$3,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,267/mo

Principal & interest$1,051

Property taxes$149

Home insurance (est.)$67

Down payment

$40,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.