Listed at
$139,900
$163/sqft

Cic 495 Produce Ext Lofts

523 Jackson Street #302, Saint Paul, MN, 55101
1  Bathroom856  Square Feet0.522  Acres
Days on market69
Year built1915
ParkingContract Pkg Required
HOA / month$611.98
TypeResidential
Est. $1,197buyer credit when you buy with SODL
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About this home

Fully furnished studio loft for sale in downtown Saint Paul, Minnesota — 856 square feet in the historic 1915 Produce Exchange building at 523 Jackson Street #302, Saint Paul, MN 55101, now priced at $139,900. A top-floor corner unit with soaring ceilings, exposed brick, original hardwood floors, and oversized windows framing Minnesota State Capitol views you'd expect to pay a premium far beyond this price point. The open layout flexes naturally between living, dining, and working from home. Brand-new stainless steel appliances, a large full bath, and parking available. One of the largest furnished studio condos listed under $150,000 in downtown Saint Paul, and one of the strongest values in the market. Offered fully furnished — truly move-in ready for a student, healthcare professional, government worker, or investor seeking an immediate housing solution as the new academic year approaches. Downtown Saint Paul is in the middle of a genuine, funded revival. Over $1 billion in public and private capital is committed to the downtown Saint Paul core — including a $120 million Ramsey County commitment to the RiversEdge riverfront development, ALDI opening at 10th and Robert Street this summer, and a $130 million mixed-use development at Central Station. Pedro Park opened in downtown Saint Paul in September 2025. The $600 million Grand Casino Arena renovation locks in the Minnesota Wild and the downtown Saint Paul entertainment district through 2061. Few addresses in the Twin Cities put you this close to this much committed investment. Sellers are motivated and ready to work with serious buyers. Location is the story: Regions Hospital Saint Paul is 0.3 miles away on the same street. United Hospital, Children's Minnesota Saint Paul, Gillette Children's Specialty Hospital, and M Health Fairview Bethesda Hospital are all within 1.1 miles of 523 Jackson Street. The Minnesota State Capitol, Saint Paul City Hall, the Ramsey County Courthouse, the Minnesota Judicial Center, and Ecolab global headquarters are all within walking distance — Minnesota's entire Capitol Ecosystem, steps from your front door. The Produce Exchange building at 523 Jackson Street is a well-maintained historic Saint Paul condominium with major improvements already completed. Easy access to Interstate 94 and Interstate 35E. Urban living in downtown Saint Paul, genuine value, and a neighborhood whose best days are being built right now.

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Home facts

Property typeResidential
Property subtype(CC) Low Rise (3- Levels)
Year built1915
LevelsOne
Living area856 sqft
Above-grade finished856 sqft
Below-grade finished0 sqft
Lot size0.522 acres (0)
Days on market69
ListedJul 21, 2026
MLS #NST7113494
CountyRamsey
SubdivisionCic 495 Produce Ext Lofts
Parcel #312922430711

Facts & features

Interior

Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Range, Refrigerator, Stainless Steel Appliances
Laundry
Common Area, In Hall

Property

Levels / stories
One
Parking features
Contract Pkg Required, Parking Lot
Exterior features
Stone
Lot size
0.522 acres
Lot dimensions
0
Accessibility
None

Construction

Property type
Residential
Property subtype
(CC) Low Rise (3- Levels)
Foundation
None · 856 sqft
Year built
1915

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Cic 495 Produce Ext Lofts
HOA
$611.98/month
HOA name
First Residential
HOA phone
9522772700
HOA includes
Building Exterior, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Sewer, Shared Amenities
School district
625 - St. Paul

Financial & listing details

Annual tax
$2,044 (2025)
Tax with assessments
2306
Listed
Jul 21, 2026
Days on market
69 · 293 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
LaundryCommon Area, In Hall
AppliancesDishwasher, Range, Refrigerator, Stainless Steel Appliances
DiningEat In Kitchen, Informal Dining Room
AccessibilityNone

Exterior & lot

ExteriorStone
FoundationNone
Foundation area856 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingContract Pkg Required, Parking Lot
Garage spaces0

Financial details

Annual taxes$2,044
Tax year2025
Taxes w/ assessments2306
Assessment pendingYes
HOA fee$611.98
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$1,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,564/mo
Principal & interest$735
Property taxes$170
Home insurance (est.)$47
HOA fees$612
%
$27,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

523 Jackson Street #302, Saint Paul, MN, 55101

Listing information

MLS #NST7113494
StatusActive
Last updatedAug 9, 2026, 7:29 PM
Originally listedJul 21, 2026, 1:42 PM
Listing officeLakes Sotheby's International Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.