Pontoon Bay
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About this home
Imagine quiet sunrises, beautiful sunsets with nature and privacy that surrounds you. Friends gathering here for memories of a lifetime. This iconic home sits on 3.8 acres with 420 feet of level frontage on Fish Lake in Duluth. The main A Frame house has scenic views from every level. The HVAC system runs in every room including the one en suite bedroom. Relax in a large living area with a gas fireplace or cozy up with a book in the loft overlooking the lake. Host exquisite gatherings in the basement utilizing the new kitchen and sitting around the banquette dining area. The kitchen is equipped with double ovens, two dishwashers, gas cooktop, Cambria counters, and a huge walk-in pantry. Cooking in this kitchen is effortless especially when you can entertain on the beautiful patio with your lake views and shoreline only steps away. The one full bathroom and a laundry room complete the basement with all new flooring. For the guests who need more privacy, the living space in the guest building provides comfortable stays. There is a separate bedroom besides a king murphy bed, living room, full kitchen with pantry, large eating area with a fireplace, a bathroom with a walk-in shower, and an attached garage with an office. To make it more accessible, it's all one-level living. This space can be used multiple ways and has in-floor heat and mini splits for comfort year-round. The game room is a great place for the guests to unwind and create new memories. Additionally on property is a separate two car detached garage, a new sauna with a Huum heater, a water shed for storing your lake gear, a big sandy beach, and multiple places for docks! You can launch your boat from your own shoreline too. Where else can you find a place like this on a large yet mostly undeveloped lake with great fishing and fun water activities while having the privacy and beauty you deserve? Come and take a tour!
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Boiler, Ductless Mini-Split, Forced Air, Fireplace(s), In-Floor Heating
- Cooling
- Central Air, Ductless Mini-Split
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Fuel Tank - Owned, Water Filtration System, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
Property
- Levels / stories
- One and One Half
- Garage
- 4 spaces · 24X32 · 720 sqft
- Parking features
- Attached Garage, Detached Garage, Asphalt, Heated Garage, RV Access/Parking
- Exterior features
- Wood
- Pool
- None
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Other · 896 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 1977
Utilities
- Water
- Drilled, Well
- Sewer
- Tank with Drainage Field
- Fuel
- Propane
- Electric
- 200+ Amp Service
Community & HOA
- Subdivision
- Pontoon Bay
- HOA
- $250/annual
- HOA name
- Pontoon Bay Road Association
- HOA phone
- 2186244864
- HOA includes
- Other
- HOA amenities
- None
Financial & listing details
- Annual tax
- $3,854 (2026)
- Listed
- Oct 1, 2026
- Days on market
- 0
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
5226 Pontoon Bay Road, Duluth, MN, 55803
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
