Active
$189,000

509 E 4th Street, Albert Lea, MN, 56007

5  Bedrooms3  Bathrooms2,264  Square Feet0.205  Acres
Days on market0
Year built1888
Garage spaces2
Potential $2,670buyer credit when you buy with SODL
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About this home

Classic curb appeal, a desirable residential setting, and a remarkably versatile layout come together in this distinctive Albert Lea property. Currently configured as an up-and-down duplex, the home offers two separate living spaces, creating exceptional flexibility for multigenerational living, extended family, or those seeking the convenience of living together while maintaining their own space. An attractive front yard and detached two-car garage add to the property’s appeal, while a quiet residential street places everyday shopping, dining, and local conveniences within walking distance. Enjoy easy access to Albert Lea Lake, area beaches, and the outdoor recreation that makes the area so appealing. Rich in possibilities and offering a refreshing alternative to conventional living arrangements, this property invites you to envision a home that adapts to the way you want to live.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1888
LevelsTwo
Living area2,264 sqft
Above-grade finished2,264 sqft
Below-grade finished0 sqft
Lot size0.205 acres (197 x 55)
Days on market0
ListedOct 22, 2026
MLS #NST7163621
CountyFreeborn
SubdivisionHalls Add
Parcel #340332840

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Baseboard
Cooling
None
Basement
Partial · 0 sqft finished

Property

Levels / stories
Two
Garage
2 spaces · 250 sqft
Parking features
Detached Garage, Gravel
Exterior features
Wood
Lot size
0.205 acres
Lot dimensions
197 x 55

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,080 sqft
Year built
1888

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Halls Add
HOA
No HOA
School district
241 - Albert Lea
High school district
Albert Lea

Financial & listing details

Annual tax
$2,067 (2026)
Tax with assessments
2506
Listed
Oct 22, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementPartial
HeatingBaseboard
CoolingNone
AccessibilityOther

Exterior & lot

ExteriorWood
FoundationBlock
Foundation area1,080 sqft
ZoningResidential-Multi-Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces2
Garage size250 sqft

Financial details

Annual taxes$2,067
Tax year2026
Taxes w/ assessments2506
Assessment pendingUnknown
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District241 - Albert Lea
District number241
District phone5073794800
High schoolAlbert Lea
SODL flat fee brokerage
$2,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,229/mo
Principal & interest$993
Property taxes$172
Home insurance (est.)$63
%
$37,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

509 E 4th Street, Albert Lea, MN, 56007

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Listing information

MLS #NST7163621
Last reported MLS statusActive
MLS record updatedOct 22, 2026, 12:14 PM
Originally listedOct 22, 2026, 7:09 AM
Listing officeColdwell Banker Realty - Lakes

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.