Active
$349,900

504 3rd Avenue NE, Saint Stephen, MN, 56375

4  Bedrooms2  Bathrooms1,685  Square Feet0.52  Acres
Days on market0
Year built1991
Garage spaces4
Potential $7,497buyer credit when you buy with SODL
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About this home

No, it's not a dream! For sale in St. Stephen is a pretty 4 bdrm house with a heated & cooled shop and an over- sized attached garage AND a half acre lot! This home has been exceptionally well cared for and updated to be the most move - in ready home you could ever hope for. The 24x36 shop is an extension of the home with cozy in- floor heat & a Reznor unit heater, plus a wall AC for those summer days, it's a great spot to entertain in or work on your hobbies. The overhead door is 10' tall and the compressed air set up can stay for the new owners. The home is a traditional bi - level, but don't let that deter you. The entry is ample in size, and the over sized attached garage gives you an additional "mud room" area that sets the tone for the storage you will find throughout the house. (every closet is organized!!) Upstairs find an open concept floor plan that allows for an eat in kitchen design and immediate access to the deck. Perfect for dinner outside on those summer nights! The kitchen has been updated with modern LED lighting, quartz counters, tile backsplash and black stainless steel appliances. There are two bedrooms on this level and a full bathroom that offers plenty of storage. Head downstairs to the finished basement, where even the utility room is clean and well organized. You will appreciate the spacious bedrooms and the look out windows that provide plenty of natural light, no basement-y feel here! All of the built in storage stays with the home and so do the hot tub (2021), play set, appliances and patio furniture. Every inch of this house has been thoughtfully updated and cared for - this one really is the perfect place to call home! Don't miss your chance to have it all!! Stop by the open house WEDNESDAY 11/18 from 4pm - 6pm

View this property at

Date
Nov 18, 2026
Time
10pm – 12am
Address
504 3rd Avenue NE, Saint Stephen, MN, 56375

Listed By: Central MN Realty LLC • NST7172975 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1991
LevelsSplit Entry (Bi-Level)
Living area1,685 sqft
Above-grade finished920 sqft
Below-grade finished765 sqft
Lot size0.52 acres (160x140)
Days on market0
ListedNov 14, 2026
MLS #NST7172975
CountyStearns
SubdivisionSmoley Estates 2
Parcel #90559260017

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
4 spaces · 34x24 · 816 sqft
Parking features
Attached Garage, Heated Garage, Insulated Garage
Exterior features
Steel Siding
Lot size
0.52 acres
Lot dimensions
160x140

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 884 sqft
Year built
1991

Utilities

Water
Drilled, Well
Sewer
Private Sewer
Fuel
Natural Gas

Community & HOA

Subdivision
Smoley Estates 2
HOA
No HOA
School district
748 - Sartell-St. Stephens
High school district
Sartell-St. Stephens

Financial & listing details

Annual tax
$3,506 (2026)
Listed
Nov 14, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementFinished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Laundry Room, Sink
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen
AmenitiesKitchen Center Island, Kitchen Window, Natural Woodwork, Tile Floors
AccessibilityNone

Exterior & lot

ExteriorSteel Siding
FoundationBlock
Foundation area884 sqft
Lot featuresTree Coverage - Heavy
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Heated Garage, Insulated Garage
Garage spaces4
Garage size816 sqft

Financial details

Annual taxes$3,506
Tax year2026
Taxes w/ assessments3506
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District748 - Sartell-St. Stephens
District number748
District phone3206563715
High schoolSartell-St. Stephens
SODL flat fee brokerage
$7,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,248/mo
Principal & interest$1,839
Property taxes$292
Home insurance (est.)$117
%
$69,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

504 3rd Avenue NE, Saint Stephen, MN, 56375

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Listing information

MLS #NST7172975
Last reported MLS statusActive
MLS record updatedNov 15, 2026, 2:02 AM
Originally listedNov 14, 2026, 7:31 PM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.