Does this property have an HOA?

Yes. The HOA fee is $483 per month.

What are the annual property taxes?

Annual property taxes are $1,856 (2026).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

How long has this property been on the market?

This property has been listed for 1 day.

Listed at

$399,000

The Summits Of N Oaks Cic325

5 Summit, North Oaks, MN, 55127

8100 Acres

Days on market1

HOA / month$483

TypeLand

Est. $8,970buyer credit when you buy with SODL

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About this home

A rare opportunity to build new in The Summits of North Oaks! This beautiful wooded lot is the last available homesite in this highly desirable established community. Bring your own builder and create a home tailored to your vision, surrounded by mature trees and the privacy and charm of North Oaks. Don’t miss your chance to build on this peaceful, sought-after street.

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Home facts

Property typeLand

Lot size8100 acres (90x90)

Days on market1

ListedOct 7, 2026

MLS #NST7157026

CountyRamsey

SubdivisionThe Summits Of N Oaks Cic325

Parcel #163022230010

Facts & features

Interior

Bathrooms: 0

Property

Lot size: 8100 Square Feet
Lot dimensions: 90x90
Road frontage: Private Road
Parcel #: 163022230010
Zoning: Residential-Single Family

Construction

Property type: Land

Utilities

Utilities: Broadband Available, Cable Available, Electricity Available, Natural Gas Available, None Connected, Sewer Available, Water Available

Community & HOA

Subdivision: The Summits Of N Oaks Cic325
HOA: $483/quarter
HOA name: Summit of North Oaks HOA
HOA phone: 6514292223
HOA includes: Internet, Professional Mgmt, Sanitation
School district: 624 - White Bear Lake

Financial & listing details

Annual tax: $1,856 (2026)
Tax with assessments: 1930
Listed: Oct 7, 2026
Days on market: 1
Inclusions: None

Interior details

Total bathrooms0

Exterior & lot

Road frontagePrivate Road

ZoningResidential-Single Family

Utilities

Parking & garage

Financial details

Annual taxes$1,856

Tax year2026

Taxes w/ assessments1930

Assessment pendingNo

HOA fee$483

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$8,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,868/mo

Principal & interest$2,097

Property taxes$155

Home insurance (est.)$133

HOA fees$483

Down payment

$79,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.