Listed at
$409,000
$224/sqft

Willow Ponds Of Lino Lakes

5 Elm Street, Lino Lakes, MN, 55014
4  Bedrooms2  Bathrooms1,822  Square Feet0.37  Acres
Days on market0
Year built1998
Garage spaces3
TypeResidential
Est. $9,270buyer credit when you buy with SODL
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About this home

Charming 4-bedroom, 2-bath home featuring new flooring and fresh paint throughout. Enjoy a bright, cheerful interior with new appliances, a completely renovated lower-level, including bathroom, 2 bedrooms and family room. Utilize the large laundry room with storage area. Outside, you'll find a large yard, spacious deck, and private lot. The home also offers a 3-car attached garage with plenty of parking and storage. Large shed and fire pit in the backyard. Move-in ready and thoughtfully updated come see all this home has to offer!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1998
LevelsSplit Entry (Bi-Level)
Living area1,822 sqft
Above-grade finished1,002 sqft
Below-grade finished820 sqft
Lot size0.37 acres (135x99x139x141)
Days on market0
ListedSep 29, 2026
MLS #NST7152510
CountyAnoka
SubdivisionWillow Ponds Of Lino Lakes
Parcel #183122330049

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 832 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Stone, Vinyl
Fencing
Chain Link, Partial

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,002 sqft
Year built
1998

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Willow Ponds Of Lino Lakes
HOA
No HOA
School district
12 - Centennial
High school district
Centennial

Financial & listing details

Annual tax
$3,952 (2026)
Listed
Sep 29, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Storage Space
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room, Kitchen/Dining Room
AccessibilityNone
Special featuresRenovated

Exterior & lot

ExteriorStone, Vinyl
FoundationBlock
Foundation area1,002 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size832 sqft

Financial details

Annual taxes$3,952
Tax year2026
Taxes w/ assessments3952
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District12 - Centennial
District number12
District phone7637926000
High schoolCentennial
SODL flat fee brokerage
$9,270Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,270

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,615/mo
Principal & interest$2,149
Property taxes$329
Home insurance (est.)$136
%
$81,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5 Elm Street, Lino Lakes, MN, 55014

Listing information

MLS #NST7152510
StatusActive
Last updatedOct 2, 2026, 10:11 AM
Originally listedOct 2, 2026, 12:00 AM
Listing officeReal Estate Masters, Ltd.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.