Active
$599,900

4990 Jamaca Avenue N, Lake Elmo, MN, 55042

3  Bedrooms2  Bathrooms2,033  Square Feet2.38  Acres
Days on market0
Year built1985
Garage spaces4
Potential $14,997buyer credit when you buy with SODL
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About this home

Country Cozy Charm Meets Spacious Living! Nestled on 2.3 acres of lush, beautiful gardens and nature, this custom-built 1985 two-story home offers the perfect blend of country charm, comfort, and opportunity. Featuring natural woodwork throughout, central grand staircase, custom stone gas fireplace, 3 bedrooms, primary bedroom, full bath and laundry on main floor, 2 full bath upper level. This inviting home boasts numerous updates, including the newer roof, furnace, well, windows with warranty, kitchen appliances, and compliant septic. Enjoy peaceful mornings and relaxing evenings on the wrap around decks overlooking how nature shines with mature fruit trees and a picturesque yard. The walkout lower level offers exciting potential to add over 1,400 additional fully finished square feet, creating endless possibilities to customize the space to fit your needs with optional 3rd bath (plumbing complete roughed in ready) and optional 4th bedroom lower level. Garage will not disappoint with Custom built 37'x27' garage completed with shelving, double garage door, single garage door and rear tandem garage door, 220-amp service, full upper loft ready to become a studio, workshop, or additional storage. Also, large shed and under deck storage. Just minutes from Lake Jane, nearby hiking, boating, biking, skiing, shopping, dining, downtown Stillwater, private Lake Elmo Airport and Twin Cities. This property offers the perfect balance of peaceful country living and outdoor adventure. Don’t miss your opportunity to make this charming country retreat your forever home! Join us for the upcoming Open House Event! Disclosure: photos and content may contain AI modifications.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1985
LevelsTwo
Living area2,033 sqft
Above-grade finished1,981 sqft
Below-grade finished52 sqft
Lot size2.38 acres (213 x 488)
Days on market0
ListedOct 22, 2026
MLS #NST7159159
CountyWashington
SubdivisionSpringborns Green Acres
Parcel #0902921110019

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
4 spaces · 37 x 27 · 1,027 sqft
Parking features
Detached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Guest Parking, Insulated Garage, No Int Access to Dwelling, Other, Storage, Tandem Garage
Patio & porch
Deck, Patio, Wrap Around
Exterior features
Stone, Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Brick, Concrete, Frame
Foundation
Block · 1,408 sqft
Roof
Age 8 Years or Less
Year built
1985

Utilities

Water
Well
Sewer
Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Electric, Natural Gas
Electric
Circuit Breakers, 100 Amp Service, 200+ Amp Service

Community & HOA

Subdivision
Springborns Green Acres
HOA
No HOA
School district
834 - Stillwater
High school district
Stillwater

Financial & listing details

Annual tax
$4,912 (2026)
Tax with assessments
5484
Listed
Oct 22, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Full, Other, Partially Finished, Storage Space, Sump Pump, Unfinished, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Breakfast Area, Informal Dining Room, Kitchen/Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Security Lights, Skylight, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,408 sqft
Patio/porchDeck, Patio, Wrap Around
Lot featuresCleared, Tree Coverage - Medium
Road frontageCity Street, Curbs
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes, Tank with Drainage Field
FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Guest Parking, Insulated Garage, No Int Access to Dwelling, Other, Storage, Tandem Garage
Garage spaces4
Garage size1,027 sqft

Financial details

Annual taxes$4,912
Tax year2026
Taxes w/ assessments5484
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$14,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,762/mo
Principal & interest$3,153
Property taxes$409
Home insurance (est.)$200
%
$119,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4990 Jamaca Avenue N, Lake Elmo, MN, 55042

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Listing information

MLS #NST7159159
Last reported MLS statusActive
MLS record updatedNov 5, 2026, 11:07 AM
Originally listedNov 5, 2026, 12:00 AM
Listing officeWeichert, Realtors-Advantage

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.