Listed at
$1,400,000
$283/sqft

Sandy Lake

49760 202nd Place, McGregor, MN, 55760
4  Bedrooms4  Bathrooms4,940  Square Feet0.925  Acres
Days on market62
Year built1999
Garage spaces2
TypeResidential
Est. $39,000buyer credit when you buy with SODL
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About this home

Luxurious Year-Round Lake Home on Billhorn Bay, Big Sandy Lake with 150 feet of pristine sandy shoreline. Discover your dream waterfront retreat! This stunning, fully furnished 4-bedroom plus loft home sits on the pristine shores of Billhorn Bay on Big Sandy Lake. Offering exceptional craftsmanship and breathtaking panoramic lake views, this luxurious property is perfect for year-round living and unforgettable family gatherings. Step inside the dramatic main level featuring soaring vaulted ceilings, a magnificent gas-burning stone fireplace, and expansive windows that frame the sparkling water. The gourmet kitchen is a chef’s delight, complemented by beautiful new wood flooring throughout. Three spacious bedrooms and two full baths provide comfort and convenience on this level, while the open layout flows seamlessly to the large lakeside deck — ideal for entertaining, sunset dinners, or simply relaxing with a view. The lower level is an entertainer’s paradise with a custom wet bar, expansive family room showcasing higher-end woodwork and finishes, and massive amounts of storage. A walkout lower level design brings you directly to the stunning scenery. Additional highlights include a custom professional pool table with custom high-top chairs and a bubble hockey game — ready for hours of fun with family and friends. The property comes completely turn-key, fully furnished on all levels with quality high end furniture, all appliances, wall décor, and equipment. No detail has been overlooked. Outside, enjoy 150 feet of pristine sandy shoreline with your own personal electronic tram leading to the water and your own personal boathouse. Additional features include a private detached bunk house and garage with a dedicated entertaining area complete with stainless steel appliances and ample shelving — perfect for tailgating or hobby space. This is truly a must-see property that offers the perfect blend of luxury, comfort, and recreation. Whether you're looking for a primary residence or a spectacular lake home, this turn-key gem on Big Sandy Lake is ready for you to make lifelong memories

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1999
LevelsOne and One Half
Living area4,940 sqft
Above-grade finished2,680 sqft
Below-grade finished2,260 sqft
Lot size0.925 acres (150x260)
Days on market62
ListedJul 28, 2026
MLS #NST7116016
CountyAitkin
SubdivisionSandy Lake
Parcel #291139600

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
3 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Humidifier, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Wine Cooler

Property

Levels / stories
One and One Half
Garage
2 spaces · 25x28 · 612 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Deck, Front Porch, Patio
Exterior features
Cedar, Wood
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 2,260 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1999

Utilities

Water
4-Inch Submersible, Drilled, Well
Sewer
Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Sandy Lake
HOA
No HOA
School district
4 - McGregor
High school district
McGregor

Financial & listing details

Annual tax
$5,506 (2026)
Listed
Jul 28, 2026
Days on market
62 · 397 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Sump Pump, Walkout, Wood
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Humidifier, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Wine Cooler
DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Living/Dining Room
AmenitiesBalcony, Ceiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Panoramic View, Satellite Dish, Security System, Security Lights, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorCedar, Wood
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area2,260 sqft
Patio/porchDeck, Front Porch, Patio
Lot featuresAccessible Shoreline, Tree Coverage - Heavy, Tree Coverage - Medium
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Well
SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field
FuelPropane

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces2
Garage size612 sqft

Financial details

Annual taxes$5,506
Tax year2026
Taxes w/ assessments5506
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District4 - McGregor
District number4
District phone2187682111
High schoolMcGregor
SODL flat fee brokerage
$39,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $39,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$8,283/mo
Principal & interest$7,358
Property taxes$459
Home insurance (est.)$467
%
$280,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

49760 202nd Place, McGregor, MN, 55760

Listing information

MLS #NST7116016
StatusActive
Last updatedSep 1, 2026, 8:28 PM
Originally listedJul 28, 2026, 11:20 AM
Listing officeRE/MAX Advantage Plus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.