Listed at
$645,000
$224/sqft

Miller Ridge Div

4859 Terrace Circle, Hermantown, MN, 55811
5  Bedrooms4  Bathrooms2,874  Square Feet0.53  Acres
Days on market29
Year built1992
Garage spaces3
TypeResidential
Est. $16,350buyer credit when you buy with SODL
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About this home

Discover the space you’ve been looking for in Hermantown! Peaceful streets, privacy & mature trees lead to this well-built home. The established neighborhood, central to Hermantown’s amenities remains buffered from activity. Set on a naturally elevated lot, this expansive home features 5 bedrooms, 4 baths, 3-stall garage &dedicated workshop. Enter the welcoming, covered front porch & central foyer leading to a comfortable living room & vaulted family room, fireplace, formal dining, updated kitchen, informal dining, deck access & convenient half bath. Upstairs, the private, vaulted primary suite includes a full bath. Two additional bedrooms & full bath complete this floor. The lower-level walk-out provides even more room to spread out, with an extra-large recreation room, gas fireplace, two bedrooms, bath, utility room & three-season porch. Outside, enjoy a spacious, level backyard that’s cleared & ready for activities, entertaining & fun!

View this property at

Date
Sep 27, 2026
Time
5pm – 6:30pm
Address
4859 Terrace Circle, Hermantown, MN, 55811

Listed By: RE/MAX Results • NST7136141 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1992
LevelsTwo
Living area2,874 sqft
Above-grade finished1,816 sqft
Below-grade finished1,058 sqft
Lot size0.53 acres (125x185)
Days on market29
ListedAug 28, 2026
MLS #NST7136141
CountySt. Louis
SubdivisionMiller Ridge Div
Parcel #395009900050

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Boiler, Forced Air
Cooling
None
Basement
Finished, Walkout · 1,058 sqft finished

Property

Levels / stories
Two
Garage
3 spaces · 1,002 sqft
Parking features
Attached Garage
Exterior features
Wood
Lot size
0.53 acres
Lot dimensions
125x185

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 2,874 sqft
Year built
1992

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Miller Ridge Div
HOA
No HOA
School district
700 - Hermantown
High school district
Hermantown

Financial & listing details

Annual tax
$7,480 (2026)
Tax with assessments
7514
Listed
Aug 28, 2026
Days on market
29 · 3 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementFinished, Walkout
HeatingBoiler, Forced Air
CoolingNone
Fireplaces2
AccessibilityNone

Exterior & lot

ExteriorWood
FoundationBlock
Foundation area2,874 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size1,002 sqft

Financial details

Annual taxes$7,480
Tax year2026
Taxes w/ assessments7514
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District700 - Hermantown
District number700
District phone2187299313
High schoolHermantown
SODL flat fee brokerage
$16,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,228/mo
Principal & interest$3,390
Property taxes$623
Home insurance (est.)$215
%
$129,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4859 Terrace Circle, Hermantown, MN, 55811

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Listing information

MLS #NST7136141
StatusActive
Last updatedSep 21, 2026, 6:05 PM
Originally listedAug 31, 2026, 10:48 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.