Listed at
$869,800
$415/sqft

Registered Land Surv 639 Tract

48 Spring Farm Road, North Oaks, MN, 55127
3  Bedrooms3  Bathrooms2,096  Square Feet0.17  Acres
Days on market74
Year built2026
Garage spaces2
HOA / month$596
TypeResidential
Est. $23,094buyer credit when you buy with SODL
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About this home

This Charles Cudd Co. home offers a refined, low-maintenance lifestyle with an emphasis on thoughtful design, quality craftsmanship, and everyday ease. The open-concept main level is spacious and functional, offering comfortable one-level living, with the added flexibility of a private guest suite above the garage complete with a full bath. Signature architectural details, including arched openings, add character and distinction throughout. The kitchen is well-appointed with quartz surfaces, abundant cabinetry, and a built-in buffet with beverage refrigerator—enhancing both storage and entertaining. A main-level office, which can also serve as a second bedroom, offers a flexible and convenient space for today’s work-from-home needs. The owner’s suite serves as a private retreat with a spa-inspired bath featuring a walk-in shower with bench, along with a custom closet. A sunroom and adjoining patio provide a peaceful extension of the home, offering privacy and a comfortable place to unwind. Enjoy true lock-and-leave living with association-maintained lawn care, snow removal, and exterior roof and siding. Set within the North Oaks community with access to trails, parks, and natural surroundings. Additional homesites available.

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built2026
LevelsOne and One Half
Living area2,096 sqft
Above-grade finished2,096 sqft
Below-grade finished0 sqft
Lot size0.17 acres (54x142)
Days on market74
ListedJul 16, 2026
New constructionYes
MLS #NST7111144
CountyRamsey
SubdivisionRegistered Land Surv 639 Tract
Parcel #093022210142

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air, In-Floor Heating
Cooling
Central Air, Zoned
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 458 sqft
Parking features
Attached Garage, Asphalt, Insulated Garage
Patio & porch
Patio
Exterior features
Cement Board
Pool
None

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Foundation
Slab · 1,658 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt
Builder
CHARLES CUDD CO LLC
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Registered Land Surv 639 Tract
HOA
$596/month
HOA name
North Oaks HOA & Spring Farm HOA
HOA phone
6512331307
HOA includes
Beach Access, Building Exterior, Dock, Lawn Care, Maintenance Grounds, Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities, Snow Removal
HOA amenities
Beach, Dock, In-Ground Sprinkler System, Tennis Courts, Trail(s)

Financial & listing details

Annual tax
$2,304 (2026)
Listed
Jul 16, 2026
Days on market
74 · 125 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, In-Floor Heating
CoolingCentral Air, Zoned
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer
DiningBreakfast Bar, Informal Dining Room
AmenitiesEthernet Wired, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Sun Room
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorCement Board
RoofAge 8 Years or Less, Architectural Shingle, Asphalt
FoundationSlab
Foundation area1,658 sqft
Patio/porchPatio
Road frontageCurbs, Paved Streets, Private Road
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Insulated Garage
Garage spaces2
Garage size458 sqft

Financial details

Annual taxes$2,304
Tax year2026
Taxes w/ assessments2304
Assessment pendingNo
HOA fee$596
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$23,094Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,094

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,649/mo
Principal & interest$4,571
Property taxes$192
Home insurance (est.)$290
HOA fees$596
%
$173,960
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

48 Spring Farm Road, North Oaks, MN, 55127

Listing information

MLS #NST7111144
StatusActive
Last updatedAug 9, 2026, 4:48 PM
Originally listedJul 16, 2026, 3:21 PM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.