Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,764 (2025).

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 551 days.

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Listed at

$474,999

$428/sqft

46193 Highway 47

46193 Highway 47, Isle, MN, 56342

2 Bedrooms2 Bathrooms1,111 Square Feet1.4 Acres

Days on market551

Year built1935

Garage spaces4

TypeResidential

Est. $11,250buyer credit when you buy with SODL

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About this home

Welcome to your upgraded getaway in beautiful Sunset Bay! This charming 2-bedroom, 2-bath cabin offers 188 feet of private Mille Lacs lakeshore and sits on a spacious 1.4-acre lot. Inside, you’ll find brand-new luxury vinyl plank flooring, granite countertops, and stainless steel appliances —creating a modern feel while still capturing that cozy cabin charm. Enjoy the sandy swim area, private boat launch, lakeside deck with built-in BBQ, screened gazebo, and dock with lift—everything you need for lakeside living. The property also includes a pole shed and garage, both on slabs with electricity. Roof is less than 2 years old. Compliant septic. Your lake life starts here— don’t miss this one!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1935

LevelsOne

Living area1,111 sqft

Above-grade finished1,111 sqft

Below-grade finished0 sqft

Lot size1.4 acres (157x397x257x529)

Days on market551

ListedMar 26, 2025

MLS #NST6691100

CountyMille Lacs

Parcel #050091500

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 4 spaces · 624 sqft
Parking features: Detached, Gravel, Asphalt, Garage Door Opener, Storage
Other structures: Additional Garage, Gazebo, Pole Building
View: Lake, Panoramic, West
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Metal Siding, Vinyl Siding
Foundation: 1,111 sqft
Roof: Age Over 8 Years, Asphalt, Metal
Year built: 1935

Utilities

Water: Drilled, Well
Sewer: Holding Tank, Private Sewer
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: Isle

Financial & listing details

Annual tax: $4,764 (2025)
Tax with assessments: 4764.0000
Listed: Mar 26, 2025
Days on market: 551 · 238 cumulative

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDryer, Microwave, Range, Refrigerator, Washer

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years, Asphalt, Metal

Foundation area1,111 sqft

Lot featuresAccessible Shoreline, Some Trees, Many Trees

Road frontageNo Outlet/Dead End

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerHolding Tank, Private Sewer

Parking & garage

ParkingDetached, Gravel, Asphalt, Garage Door Opener, Storage

Garage spaces4

Garage size624 sqft

Financial details

Annual taxes$4,764

Tax year2025

Taxes w/ assessments4764.0000

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number473

District phone320-676-3146

High schoolIsle

SODL flat fee brokerage

$11,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,052/mo

Principal & interest$2,496

Property taxes$397

Home insurance (est.)$158

Down payment

$95,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.