Listed at
$995,000
$189/sqft

45940 295th Street

45940 295th Street, Deerwood, MN, 56444
6  Bedrooms6  Bathrooms5,267  Square Feet87  Acres
Days on market102
Year built1975
Garage spaces3
TypeResidential
Est. $26,850buyer credit when you buy with SODL
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About this home

Welcome to an extraordinary lakeside estate featuring nearly 87 acres of rolling countryside and 585 feet of frontage on Sunset Lake. Expansive park-like grounds surround the home, while towering old-growth trees, majestic pine groves, and a scenic pine ridge create a landscape reminiscent of an enchanted-forest, offering exceptional privacy, recreation, and natural beauty. The 5,200+ square foot home features 6 bedrooms, 6 bathrooms, a massive primary suite, vaulted ceilings in the great room, three fireplaces, a sunroom, sauna, and an expansive deck overlooking the picturesque grounds. Tasteful vintage charm blends seamlessly with an updated ranch-style feel, creating warm and inviting living spaces throughout. Miles of trails wind through the property, providing access to outstanding deer and duck hunting, wild berries, apple trees, open gardening areas, and endless opportunities to enjoy the outdoors. Sunset Lake offers excellent fishing, swimming, boating, and recreation, while the peaceful upper portion of the lake is ideal for kayaking and enjoying peer serenity. Adding to the property's character is a charming historic barn original to the estate. A guest house awaits restoration and offers tremendous potential for additional living space, guest accommodations, or rental income. With development potential, abundant recreational opportunities, and a setting that feels worlds away from everyday life, this remarkable estate delivers a rare combination of luxury living, investment opportunity, and outdoor adventure. Whether you're seeking a private family retreat, a recreational haven, or a legacy property to enjoy for generations, this one-of-a-kind Sunset Lake estate is ready to exceed expectations. So, what are you waiting for?! The seller is also open to selling a smaller portion of the land along with the house.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1975
LevelsOne and One Half
Living area5,267 sqft
Above-grade finished3,413 sqft
Below-grade finished1,854 sqft
Lot size87 acres (Irreg.)
Days on market102
ListedJun 15, 2026
MLS #NST7074579
CountyAitkin
Parcel #070066901

Facts & features

Interior

Bedrooms
6
Bathrooms
6
Bath breakdown
3 full / 1 3/4 / 2 half
Heating
Forced Air, Fireplace(s), Heat Pump, Zoned
Cooling
Central Air, Dual
Appliances
Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

Property

Levels / stories
One and One Half
Garage
3 spaces · 22x24 · 528 sqft
Parking features
Attached Garage, Gravel, Garage Door Opener, Underground
Patio & porch
Deck, Screened
Exterior features
Stone, Log Siding, Wood
Other structures
Barn(s), Guest House

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Brick, Concrete, Stone
Foundation
Poured Concrete · 2,882 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1975

Utilities

Water
Drilled
Sewer
Septic System Compliant - Yes
Fuel
Electric, Propane
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
8001 - Aitkin
High school district
Aitkin

Financial & listing details

Annual tax
$5,562 (2026)
Tax with assessments
4704
Listed
Jun 15, 2026
Days on market
102
Manufactured home
Yes

Interior details

Total bathrooms6
Full baths3
3/4 baths1
Half baths2
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air, Fireplace(s), Heat Pump, Zoned
CoolingCentral Air, Dual
Fireplaces2
LaundryMain Level, Sink
AppliancesDishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer
DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesDock, Kitchen Window, Main Floor Primary Bedroom, Satellite Dish, Sauna, Washer/Dryer Hookup
AccessibilityOther

Exterior & lot

ExteriorStone, Log Siding, Wood
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area2,882 sqft
Patio/porchDeck, Screened
Lot featuresIrregular Lot, Suitable for Horses, Tillable, Tree Coverage - Heavy, Wetlands
Road frontageCounty Road
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled
SewerSeptic System Compliant - Yes
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Gravel, Garage Door Opener, Underground
Garage spaces3
Garage size528 sqft

Financial details

Annual taxes$5,562
Tax year2026
Taxes w/ assessments4704
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District8001 - Aitkin
District number8001
District phone2189272115
High schoolAitkin
SODL flat fee brokerage
$26,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $26,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,024/mo
Principal & interest$5,229
Property taxes$464
Home insurance (est.)$332
%
$199,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

45940 295th Street, Deerwood, MN, 56444

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Listing information

MLS #NST7074579
StatusActive
Last updatedSep 19, 2026, 7:45 PM
Originally listedJun 19, 2026, 12:00 AM
Listing officeWoods to Water Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.