Sold / Closed
$276,375

Sold price · Closed Sep 23, 2026

4585 Otter Lake Road, White Bear Lake, MN, 55110

3  Bedrooms1  Bathroom1,008  Square Feet0.41  Acres
Days on market115
Year built1956
Garage spaces1
Potential $6,750buyer credit when you buy with SODL

About this home

Rare Opportunity: Solid Stucco Rambler on Nearly Half an Acre! For the first time in decades, this meticulously maintained home is ready for its next chapter. Situated on a sprawling .41-acre lot, this property offers a level of privacy and outdoor space that is increasingly rare in White Bear Lake. Step inside to find a "clean slate" perfect for building instant equity. The main level features a sun-filled layout, three bedrooms, and a fully functional wood burning fireplace right as you walk in the front door. While you bring your cosmetic vision to the interior, the high-cost "big ticket" items are already handled: the Furnace and AC were replaced within the last few years, and the roof is approximately 5-6 years old. Note: Property will include all remaining personal property for the buyer's convenience. Walking distance to Birch Lake Elementary, steps from local trails, and seamless access to 35E. All dimensions are approximate; buyers and buyer’s agents to verify all information.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1956
LevelsOne
Living area1,008 sqft
Above-grade finished1,008 sqft
Below-grade finished0 sqft
Lot size0.41 acres (92x196)
Days on market115
ListedMay 8, 2026
MLS #NST7070417
CountyRamsey
SubdivisionBrennan Add
Parcel #153022340028

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Laundry
Laundry Room

Property

Levels / stories
One
Garage
1 space · 280 sqft
Parking features
Attached Garage
Patio & porch
Rear Porch
Exterior features
Stucco
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,008 sqft
Roof
Age 8 Years or Less
Year built
1956

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Brennan Add
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,745.72 (2026)
Listed
May 8, 2026
Days on market
115 · 274 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room
AmenitiesMain Floor Primary Bedroom
AccessibilityNone

Exterior & lot

ExteriorStucco
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,008 sqft
Patio/porchRear Porch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces1
Garage size280 sqft

Financial details

Annual taxes$4,745.72
Tax year2026
Taxes w/ assessments4745.72
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$6,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,212/mo
Principal & interest$1,708
Property taxes$395
Home insurance (est.)$108
%
$65,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4585 Otter Lake Road, White Bear Lake, MN, 55110

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Listing information

MLS #NST7070417
Last reported MLS statusClosed
MLS record updatedSep 23, 2026, 8:43 PM
Originally listedMay 12, 2026, 8:58 AM
Listing officeKeller Williams Preferred Rlty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.