Active
$339,900

4524 232nd Lane NW, Saint Francis, MN, 55070

3  Bedrooms2  Bathrooms1,984  Square Feet0.26  Acres
Days on market0
Year built2003
Garage spaces3
Potential $7,197buyer credit when you buy with SODL
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About this home

Very nice 3 bedroom 2 bathroom split level! This home is in great condition! Huge kitchen/dining room is boasting NEW LVP Flooring and walks out to the freshly stained deck! 2 big bedrooms on the upper level that both have big walk-in closets! Lower level is fully finished with a giant family room, 3rd bedroom and plenty of storage! Big backyard is fully fenced making it perfect for kids and pets to play! Conveniently located just minutes from Saint Francis amenities. Updates include; New Furnace, Rebuilt AC, Kitchen flooring, Roof, Siding, Water Heater and Driveway sealing.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2003
LevelsSplit Entry (Bi-Level)
Living area1,984 sqft
Above-grade finished1,024 sqft
Below-grade finished960 sqft
Lot size0.26 acres (85x135x85x135)
Days on market0
ListedOct 20, 2026
MLS #NST7162605
CountyAnoka
Parcel #313424310059

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 24x20 · 480 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck
Exterior features
Stone, Vinyl
Fencing
Chain Link, Full

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,024 sqft
Roof
Asphalt
Year built
2003

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
15 - St. Francis
High school district
St. Francis

Financial & listing details

Annual tax
$3,798.3 (2026)
Listed
Oct 20, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Pump, Tile Shower
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl
RoofAsphalt
FoundationBlock
Foundation area1,024 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light, Tree Coverage - Medium
Road frontageCity Street, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size480 sqft

Financial details

Annual taxes$3,798.3
Tax year2026
Taxes w/ assessments3798.3
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District15 - St. Francis
District number15
District phone7637537040
High schoolSt. Francis
SODL flat fee brokerage
$7,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,216/mo
Principal & interest$1,786
Property taxes$317
Home insurance (est.)$113
%
$67,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4524 232nd Lane NW, Saint Francis, MN, 55070

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Listing information

MLS #NST7162605
Last reported MLS statusActive
MLS record updatedOct 22, 2026, 10:09 AM
Originally listedOct 22, 2026, 12:00 AM
Listing officeJPW Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.