Sold / Closed
$465,000

Sold price · Closed Aug 7, 2026

441 Saratoga Street S, Saint Paul, MN, 55105

4  Bedrooms3  Bathrooms2,287  Square Feet0.112  Acres
Days on market34
Year built1926
Garage spaces2
Potential $10,950buyer credit when you buy with SODL

About this home

Nestled on a quiet street in the heart of Mac-Groveland, this sun-filled home offers an exceptional amount of finished living space across three levels. With a bathroom on every floor and multiple flexible living and work-from-home areas, the layout easily adapts to today’s lifestyle, whether you need dedicated home offices, guest space, creative studios, or room to spread out and unwind. The spacious main-level bedroom functions beautifully as a primary suite, while the entire upper level offers the potential for a private owner’s retreat complete with loft, office, or lounge space. Downstairs, a clean and heated workshop/art studio creates endless possibilities for makers, hobbyists, or additional flex space. Timeless Mac-Groveland charm shines throughout with hardwood floors, original woodwork, and a sunny front sunroom. Abundant south-facing windows fill the home with natural light. The kitchen features stainless steel appliances and generous space for cooking and entertaining. Outside, enjoy truly low-maintenance living with lawn-care-free landscaping featuring stunning established garden beds and thriving pollinator gardens in the front and side yards, while still offering plenty of green space in the fully fenced backyard. A rear porch, raised garden beds, and room to relax, play, or entertain make the outdoor spaces just as inviting as the interior. Additional conveniences include central air, ample storage, and a huge garage. Located within walking distance of schools, cafes, restaurants, parks, and so much more, this home offers a rare combination of space, flexibility, original character, modern updates, and an unbeatable location in one of St. Paul’s most beloved neighborhoods.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1926
LevelsTwo
Living area2,287 sqft
Above-grade finished1,711 sqft
Below-grade finished576 sqft
Lot size0.112 acres (123x40)
Days on market34
ListedMay 27, 2026
MLS #NST7080616
CountyRamsey
SubdivisionDraper & Parkers Addn, , St
Parcel #102823230145

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Baseboard, Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 400 · 462 sqft
Parking features
Detached Garage
Patio & porch
Rear Porch, Screened
Exterior features
Stucco
Fencing
Full, Wood

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,104 sqft
Roof
Asphalt
Year built
1926

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Draper & Parkers Addn, , St
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$8,802 (2025)
Listed
May 27, 2026
Days on market
34
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementPartially Finished, Storage Space
HeatingBaseboard, Forced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level, Laundry Room
AppliancesDishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), French Doors, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Sun Room
AccessibilityOther
Special featuresAll Living Facilities on One Level, Divided Bdr Flr Plan, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStucco
RoofAsphalt
FoundationBlock
Foundation area1,104 sqft
Patio/porchRear Porch, Screened
Lot featuresTree Coverage - Medium
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size462 sqft

Financial details

Annual taxes$8,802
Tax year2025
Taxes w/ assessments8802
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$10,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,332/mo
Principal & interest$2,444
Property taxes$734
Home insurance (est.)$155
%
$93,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

441 Saratoga Street S, Saint Paul, MN, 55105

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Listing information

MLS #NST7080616
Last reported MLS statusClosed
MLS record updatedAug 7, 2026, 5:13 PM
Originally listedMay 28, 2026, 2:05 PM
Listing officeKeller Williams Realty Integrity Lakes
Co-listing officeKeller Williams Realty Integrity Lakes

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.