Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,648 (2026).

What school district is this property in?

This property is in the 2903 - Ortonville Area school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$259,000

$140/sqft

440 2nd Street NW

440 2nd Street NW, Ortonville, MN, 56278

4 Bedrooms2 Bathrooms1,846 Square Feet0.23 Acres

Days on market0

Year built1974

Garage spaces2

TypeResidential

Est. $4,770buyer credit when you buy with SODL

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About this home

Just a Block from Big Stone Lake! Enjoy lake living in this cozy, move-in-ready 4-bedroom, 2-bathroom home just a block from beautiful Big Stone Lake! Situated on a desirable corner lot near downtown and water access, this charming property offers beautiful lake views, inviting living spaces, and numerous major updates. The owner has completed many of the big-ticket improvements, including the roof, siding, windows, mechanicals, electrical, plumbing, cabinets, and flooring. With two bedrooms, one bathroom, and comfortable living space on each level, the layout offers flexibility for family, guests, or a home office. Enjoy your morning coffee on the front patio or balcony while taking in the lake view, then unwind on the back patio overlooking the fully fenced backyard. The spacious side yard provides room for gardening, outdoor entertaining, or play. An attached two-stall garage offers convenient parking, with additional storage underneath. Whether you're looking for a year-round home, a weekend getaway, or a place to enjoy the lake lifestyle, this inviting property offers space, updates, and a convenient location near the water. Come see all it has to offer!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1974

LevelsOne

Living area1,846 sqft

Above-grade finished1,146 sqft

Below-grade finished700 sqft

Lot size0.23 acres (100x100)

Days on market0

ListedOct 18, 2026

MLS #NST7161918

CountyBig Stone

Parcel #220143000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Boiler
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 26x23 · 598 sqft
Parking features: Attached Garage
Patio & porch: Deck, Patio
Exterior features: Vinyl
Fencing: Privacy, Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Poured Concrete · 768 sqft
Roof: Age 8 Years or Less
Year built: 1974

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 2903 - Ortonville Area
High school district: Ortonville Area

Financial & listing details

Annual tax: $3,648 (2026)
Listed: Oct 18, 2026
Days on market: 0 · 224 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Walkout

HeatingBoiler

CoolingDuctless Mini-Split

LaundryElectric Dryer Hookup, Washer Hookup

AppliancesDishwasher, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesBalcony, Cable, Ceiling Fan(s), City View, Deck, Kitchen Window, Patio, Sun Room, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationPoured Concrete

Foundation area768 sqft

Patio/porchDeck, Patio

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size598 sqft

Financial details

Annual taxes$3,648

Tax year2026

Taxes w/ assessments3648

Assessment pendingYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2903 - Ortonville Area

District number2903

District phone3208393708

High schoolOrtonville Area

SODL flat fee brokerage

$4,770Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,770

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,751/mo

Principal & interest$1,361

Property taxes$304

Home insurance (est.)$86

Down payment

$51,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.