Active
$299,900

434 Howard Street N, Saint Paul, MN, 55119

3  Bedrooms2  Bathrooms1,371  Square Feet0.181  Acres
Days on market0
Year built1957
Garage spaces1
Potential $5,997buyer credit when you buy with SODL
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About this home

Fantastic opportunity with this updated 3-bedroom home tucked away in a quiet St. Paul neighborhood! Great floor plan with all three bedrooms on the upper level, fresh paint throughout, and beautifully refinished hardwood floors. The updated kitchen features new stainless steel appliances, granite countertops, ceramic tile backsplash, and new LVP flooring. The dining area just off the kitchen provides access to the deck overlooking the backyard. The lower level offers a spacious family room along with a clean, dry unfinished utility area providing plenty of storage space. Additional features include a high-efficiency Lennox furnace, Carrier central air conditioning, and Rheem water heater. Convenient St. Paul location with easy access to freeways, shopping, restaurants, and more. Schedule your showing today to see everything that this home has to offer.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1957
LevelsSplit Entry (Bi-Level)
Living area1,371 sqft
Above-grade finished1,061 sqft
Below-grade finished310 sqft
Lot size0.181 acres (65 X 119 X 67 X 120)
Days on market0
ListedNov 11, 2026
MLS #NST7171505
CountyRamsey
SubdivisionSun-Ray Terrace Add 1
Parcel #352922410028

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
1 space · 349 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Metal, Stucco
Lot size
0.181 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 991 sqft
Roof
Asphalt
Year built
1957

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Sun-Ray Terrace Add 1
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$5,264 (2026)
Listed
Nov 11, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementFull
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDryer, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AccessibilityNone

Exterior & lot

ExteriorMetal, Stucco
RoofAsphalt
FoundationBlock
Foundation area991 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces1
Garage size349 sqft

Financial details

Annual taxes$5,264
Tax year2026
Taxes w/ assessments5264
Assessment pendingUnknown
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$5,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,115/mo
Principal & interest$1,576
Property taxes$439
Home insurance (est.)$100
%
$59,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

434 Howard Street N, Saint Paul, MN, 55119

Listing information

MLS #NST7171505
Last reported MLS statusActive
MLS record updatedNov 11, 2026, 5:19 PM
Originally listedNov 11, 2026, 11:17 AM
Listing officeTrue Neighbor Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.