Active
$795,000

430 W Lake Street, Excelsior, MN, 55331

4  Bedrooms2  Bathrooms2,089  Square Feet0.27  Acres
Days on market0
Year built1978
Garage spaces2
Potential $20,850buyer credit when you buy with SODL
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About this home

Discover the best of Excelsior living! Tucked away on a quiet dead-end street, yet just moments from the charm and energy of downtown Excelsior and Lake Minnetonka, this beautifully updated 4-bedroom home offers an exceptional combination of location, lifestyle, and opportunity. Situated on a generous .27-acre lot, the home features an inviting open-concept floor plan that seamlessly connects the kitchen, dining, and living areas, creating an ideal setting for everyday living and effortless entertaining. Wood flooring throughout, an updated kitchen and bathrooms, and a versatile walkout lower level opening to a backyard patio and spacious side yard add to the home's appeal. An oversized attached garage provides abundant storage, while the expansive driveway offers plenty of additional parking. Thoughtful extras include storage beneath the stairs and foyer, additional garage storage, and a generously sized laundry room with a lookout window. Move right in and enjoy everything this sought-after lakeside village has to offer, or explore the exciting potential to expand with a future primary suite above the garage. With its rare combination of privacy, generous outdoor space, modern updates, and walkability to Excelsior's celebrated restaurants, boutiques, parks, and Lake Minnetonka, this is an opportunity to enjoy the Excelsior lifestyle today while investing in the possibilities of tomorrow!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1978
LevelsSplit Entry (Bi-Level)
Living area2,089 sqft
Above-grade finished1,116 sqft
Below-grade finished973 sqft
Lot size0.27 acres (89x99x68x49x123)
Days on market0
ListedNov 11, 2026
MLS #NST7171193
CountyHennepin
SubdivisionAuditors Sub 135
Parcel #3411723210049

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Basement
Block, Egress Window(s), Finished, Full, Walkout · 973 sqft finished

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 29x21 · 569 sqft
Parking features
Attached Garage, Asphalt, Finished Garage
Exterior features
Aluminum Siding
Lot size
0.27 acres
Lot dimensions
89x99x68x49x123

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,116 sqft
Year built
1978

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Auditors Sub 135
HOA
No HOA
School district
276 - Minnetonka
High school district
Minnetonka

Financial & listing details

Annual tax
$9,126.07 (2026)
Tax with assessments
9415
Listed
Nov 11, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
AccessibilityNone

Exterior & lot

ExteriorAluminum Siding
FoundationBlock
Foundation area1,116 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage
Garage spaces2
Garage size569 sqft

Financial details

Annual taxes$9,126.07
Tax year2026
Taxes w/ assessments9415
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District276 - Minnetonka
District number276
District phone9524015000
High schoolMinnetonka
SODL flat fee brokerage
$20,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $20,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,204/mo
Principal & interest$4,178
Property taxes$761
Home insurance (est.)$265
%
$159,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

430 W Lake Street, Excelsior, MN, 55331

Listing information

MLS #NST7171193
Last reported MLS statusActive
MLS record updatedNov 13, 2026, 11:08 AM
Originally listedNov 13, 2026, 12:00 AM
Listing officeKeller Williams Realty Integrity

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.