Active
$225,000

430 Michigan Street, Saint Paul, MN, 55102

5  Bedrooms2  Bathrooms1,759  Square Feet0.12  Acres
Days on market0
Year built1895
ParkingGravel
Potential $3,750buyer credit when you buy with SODL
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About this home

Welcome to 430 Michigan Street, ideally located in the West Seventh neighborhood of Saint Paul. This five-bedroom, two-bathroom home features a charming front porch, large kitchen and a private, tree-lined backyard. Several big ticket improvements already made for added peace of mind: Furnace/AC (2019), Water Heater (2024), 200 Amp Electric Panel (2015). An unfinished basement with laundry and plenty of storage room. Easy access to local shops, restaurants, parks & downtown. Hurry, opportunities like this do not last!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1895
LevelsTwo
Living area1,759 sqft
Above-grade finished1,759 sqft
Below-grade finished0 sqft
Lot size0.12 acres (38x135)
Days on market0
ListedOct 19, 2026
MLS #NST7115789
CountyRamsey
SubdivisionLauers Sub
Parcel #012823340213

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Parking features
Gravel
Patio & porch
Enclosed, Front Porch
Exterior features
Vinyl
Fencing
None
Lot size
0.12 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Stone
Foundation
Stone · 902 sqft
Year built
1895

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Lauers Sub
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$3,982 (2026)
Tax with assessments
4198
Listed
Oct 19, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Full, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
AccessibilityNone

Exterior & lot

ExteriorVinyl
FoundationStone
Foundation area902 sqft
Patio/porchEnclosed, Front Porch
Lot featuresTree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$3,982
Tax year2026
Taxes w/ assessments4198
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$3,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,589/mo
Principal & interest$1,182
Property taxes$332
Home insurance (est.)$75
%
$45,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

430 Michigan Street, Saint Paul, MN, 55102

Listing information

MLS #NST7115789
Last reported MLS statusActive
MLS record updatedOct 22, 2026, 10:07 AM
Originally listedOct 22, 2026, 12:00 AM
Listing officeRE/MAX Results

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.