Listed at
$439,000
$197/sqft

42684 245th Street

42684 245th Street, Belgrade, MN, 56312
4  Bedrooms2  Bathrooms2,228  Square Feet4.97  Acres
Days on market69
Year built1978
Garage spaces2
TypeResidential
Est. $10,170buyer credit when you buy with SODL
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About this home

Escape to the peace and privacy of country living with this beautifully maintained 4-bedroom, 2-bathroom home situated on just under 5 acres. Whether you're dreaming of gardening, hobby farming, entertaining, or simply enjoying wide open spaces, this property offers the perfect blend of comfort, functionality, and rural charm. The spacious 2-stall attached garage, 20x40 shop, and garden shed provide endless opportunities for storage, projects, and recreational equipment. Step outside to enjoy established perennial favorites, including two plum trees, an apple tree, rhubarb, and wild asparagus, adding to the property's character and self-sustaining appeal. Inside, you'll find a home that has been thoughtfully updated over the years. The beautifully remodeled main floor bathroom and remodeled lower-level bedroom create inviting, modern living spaces, while major mechanical updates provide peace of mind. Improvements include a new roof (2025), well pump (2025), interior well pump (2019), central A/C (2020), and furnace (2018). With nearly 5 acres to call your own, ample outbuildings, and numerous updates already completed, this move-in-ready property offers the space, privacy, and versatility you've been searching for. Come experience everything this exceptional country home has to offer!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1978
LevelsSplit Entry (Bi-Level)
Living area2,228 sqft
Above-grade finished1,317 sqft
Below-grade finished911 sqft
Lot size4.97 acres (380x640x200x150x540)
Days on market69
ListedJul 20, 2026
MLS #NST7112885
CountyStearns
Parcel #07039290010

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Baseboard, Forced Air
Cooling
Central Air
Laundry
Lower Level

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 23x23 · 529 sqft
Parking features
Attached Garage
Exterior features
Vinyl
Other structures
Pole Building, Storage Shed
Lot size
4.97 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,169 sqft
Roof
Age 8 Years or Less
Year built
1978

Utilities

Water
Well
Sewer
Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
2364 - Belgrade-Brooten-Elrosa
High school district
Belgrade-Brooten-Elrosa

Financial & listing details

Annual tax
$1,846 (2025)
Listed
Jul 20, 2026
Days on market
69 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished
HeatingBaseboard, Forced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,169 sqft
Lot featuresTree Coverage - Medium
Road frontageCounty Road
ZoningAgriculture

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes, Tank with Drainage Field
FuelPropane

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size529 sqft

Financial details

Annual taxes$1,846
Tax year2025
Taxes w/ assessments1846
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2364 - Belgrade-Brooten-Elrosa
District number2364
District phone3203462278
High schoolBelgrade-Brooten-Elrosa
SODL flat fee brokerage
$10,170Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,170

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,607/mo
Principal & interest$2,307
Property taxes$154
Home insurance (est.)$146
%
$87,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

42684 245th Street, Belgrade, MN, 56312

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Listing information

MLS #NST7112885
StatusActive
Last updatedAug 25, 2026, 6:49 PM
Originally listedJul 21, 2026, 8:18 AM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.