425 N Main Street
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About this home
A truly rare isthmus property offering seasonal lake views and year round tranquility, perfectly positioned between Pioneer Lake with 259 feet of shoreline and North Center Lake with 166 feet of shoreline. Enjoy the charm of having two recreational lakes at your doorstep. Pioneer Lake is known for fishing and recreation, and North Center Lake connecting you to the full Chisago Chain of Lakes for endless boating, exploration, and nearby restaurants. Set on a beautifully landscaped, just under a half acre, this retreat features a private sandy beach, a maintenance free dock with kayak racks and lounge seating, and a stunning 900 sq ft wrap around deck constructed with steel beams and composite materials after city approved variance. Whether you’re hosting lakeside gatherings, enjoying sunset campfires, or unwinding in the indoor sauna, the lifestyle here is unmatched. The architecturally unique double dome home includes a 2017 dome addition showcasing a luxurious owner’s suite with a cozy fireplace, private bath, laundry, walk-in closet, Cupola, and panoramic Anderson windows framing ever changing views. Below is an extensively remodeled studio (Completed in 2021) with its own entrance, updated modern features including a new kitchen, bath, fireplace, ceiling, Anderson windows, laundry & more. Currently rented month to month at $1,450, it also has a successful history as an Airbnb offering exceptional flexibility for income or multi generational living. The home is designed with an open concept main living area with a loft above the living room and additional added cupola; The lower level has a large bedroom, bath, sauna. third laundry & storage separate from the studio 3rd bedroom. Other major improvements include new steel roofs on the home (2017); full boulder and beach landscaping (2017); gas service added with new boiler system and two gas fireplaces (2018); new wood stove (2020); updated living room flooring (2020); and a fully resurfaced, widened driveway (2021). Additional features: spacious boathouse for storage, 500 sq ft garage, indoor sauna, and the serenity of being the last home on a dead end street. A one of a kind lake property offering privacy, character, modern upgrades, and the rare experience of lakes on both sides, a true retreat just waiting to be enjoyed.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Bath breakdown
- 1 full / 2 3/4 / 1 half
- Heating
- Baseboard, Boiler, Fireplace(s), Hot Water, Wood Stove
- Cooling
- Ductless Mini-Split, Window Unit(s)
- Appliances
- Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- One
- Garage
- 2 spaces · 20X25 · 500 sqft
- Parking features
- Detached Garage, Asphalt, Electric, Garage Door Opener, Storage
- Patio & porch
- Deck, Front Porch, Patio, Wrap Around
- Exterior features
- Cedar, Metal, Steel Siding
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block, Frame
- Foundation
- Block · 1,680 sqft
- Roof
- Metal, Pitched
- Year built
- 1965
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas, Wood
- Electric
- Circuit Breakers, 200+ Amp Service
Community & HOA
- HOA
- No HOA
- School district
- 2144 - Chisago Lakes
- High school district
- Chisago Lakes
Financial & listing details
- Annual tax
- $5,197 (2025)
- Tax with assessments
- 5254
- Listed
- Sep 12, 2026
- Days on market
- 3
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
425 N Main Street, Center City, MN, 55012
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
