Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,418 (2024).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 340 days.

No photos available

Listed at

$189,900

$182/sqft

Martinsons Lts

411 S River Street, Cook, MN, 55723

2 Bedrooms1 Bathroom1,044 Square Feet0.23 Acres

Days on market340

Year built1950

Garage spaces3

TypeResidential

Est. $2,697buyer credit when you buy with SODL

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About this home

COOK, MN Whether you are looking for your first home or a Northwoods getaway, this may just be the perfect home for you. This 2+ bedroom home features in-floor heat, newer roof and vinyl siding. There is a stunning three season sun room with custom tongue and groove, multiple windows with blackout blinds and it’s own mini-split for cooling during those hot August nights. The kitchen has many cabinets, newer refrigerator and a gas stove ready for a novice or gourmet cook. The main floor has a nice size living room, laundry room, full bath with newly remodeled shower and his & her sinks and finally a bonus room formerly used as a bedroom complete this level. There are two bedrooms upstairs. Need room for all of your toys? The detached 30x30 insulated garage has in-floor heat system installed but never completed plus there is a large lean-to and privacy fence. Located minutes from Lake Vermilion public landings or marinas for boating or fishing and from snowmobile or ATV trails.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1950

LevelsTwo

Living area1,044 sqft

Above-grade finished1,044 sqft

Below-grade finished0 sqft

Lot size0.23 acres (1)

Days on market340

ListedOct 21, 2025

MLS #NST6806761

CountySt. Louis

SubdivisionMartinsons Lts

Parcel #120003800420

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Boiler, Ductless Mini-Split, Radiant Floor
Cooling: Ductless Mini-Split
Appliances: Range, Refrigerator

Property

Levels / stories: Two
Garage: 3 spaces · 30x30 · 900 sqft
Parking features: Detached, Insulated Garage
Fencing: Partial, Wood
Lot size: 0.23 acres
Lot dimensions: 1

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Vinyl Siding
Foundation: 696 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1950

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Electric: 200+ Amp Service

Community & HOA

Subdivision: Martinsons Lts
HOA: No HOA
School district: St. Louis County

Financial & listing details

Annual tax: $1,418 (2024)
Tax with assessments: 1418.0000
Listed: Oct 21, 2025
Days on market: 340 · 45 cumulative

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementUnfinished

HeatingBaseboard, Boiler, Ductless Mini-Split, Radiant Floor

CoolingDuctless Mini-Split

AppliancesRange, Refrigerator

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area696 sqft

Lot featuresMany Trees

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingDetached, Insulated Garage

Garage spaces3

Garage size900 sqft

Financial details

Annual taxes$1,418

Tax year2024

Taxes w/ assessments1418.0000

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2142

District phone218-749-8130

High schoolSt. Louis County

SODL flat fee brokerage

$2,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,179/mo

Principal & interest$998

Property taxes$118

Home insurance (est.)$63

Down payment

$37,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.