Sold / Closed
$354,000

Sold price · Closed Jul 7, 2026

4107 White Bear Avenue, White Bear Lake, MN, 55110

4  Bedrooms2  Bathrooms2,040  Square Feet0.482  Acres
Days on market46
Year built1956
Garage spaces1
Potential $7,620buyer credit when you buy with SODL

About this home

Back on the Market! Previous buyer's financing fell through and now leaves an opportunity for you! This 4-bedroom, 2-bath home on a large half-acre double lot just hit the market in White Bear Lake! Inside, you’ll find bright, comfortable living spaces, beautiful hardwood floors, and a remodeled galley-style kitchen with modern updates that make the space feel fresh and functional. The finished basement is one of the standout features of the home, offering a ton of extra space for a movie room, workout area, game room, home office, or guest setup. There’s plenty of flexibility depending on what you need. Out back, the huge yard and spacious deck are perfect for summer barbecues, bonfires, yard games, or just relaxing outside. You get the feel of extra space and privacy while still being just minutes from downtown White Bear Lake’s restaurants, shops, coffee spots, and nearby lakes including White Bear Lake, Bald Eagle Lake, and Goose Lake for boating, fishing, or a quick walk by the water. Major updates have already been taken care of too, including a new roof, carpet, garage door, front door, laundry room, and fresh paint in 2025, plus a remodeled kitchen in 2016 and newer flooring in 2018. If you’ve been looking for a move-in-ready home with a large lot, tons of usable space, and a great location near the lake, this one is definitely worth a look. Schedule your showing before it’s gone!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1956
LevelsOne
Living area2,040 sqft
Above-grade finished1,150 sqft
Below-grade finished890 sqft
Lot size0.482 acres (60 x 350)
Days on market46
ListedMay 14, 2026
MLS #NST7074480
CountyRamsey
SubdivisionRichland Acres, Ramsey Co, , Mi
Parcel #233022340024

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
1 space · 240 sqft
Parking features
Attached Garage, Concrete
Patio & porch
Deck
Exterior features
Stone, Stucco
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,105 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1956

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Richland Acres, Ramsey Co, , Mi
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,267.72 (2026)
Tax with assessments
4342
Listed
May 14, 2026
Days on market
46 · 168 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryIn Basement, Laundry Room
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Informal Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Stucco
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,105 sqft
Patio/porchDeck
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Medium
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces1
Garage size240 sqft

Financial details

Annual taxes$4,267.72
Tax year2026
Taxes w/ assessments4342
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$7,620Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,620

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,334/mo
Principal & interest$1,860
Property taxes$356
Home insurance (est.)$118
%
$70,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4107 White Bear Avenue, White Bear Lake, MN, 55110

Listing information

MLS #NST7074480
Last reported MLS statusClosed
MLS record updatedJul 8, 2026, 12:13 PM
Originally listedMay 15, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.