Listed at
$499,000
$255/sqft

Richland Acres, Ramsey Co, , Mi

4090 Highland Avenue, White Bear Lake, MN, 55110
4  Bedrooms2  Bathrooms1,959  Square Feet0.5  Acres
Days on market26
Year built1950
Garage spaces2
TypeResidential
Est. $11,970buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

A rare opportunity to own 78 feet of private lakeshore on Goose Lake! Goose Lake is separated from White Bear Lake by State Highway 61. This home is on a spacious, flat ½-acre lot surrounded by mature trees. This property offers the kind of privacy, outdoor space, and lake lifestyle that is increasingly hard to find in White Bear Lake. Tucked away on a peaceful, private-feeling setting, this charming 4-bedroom, 2-bath rambler is ready for its next chapter. With 1,966 finished square feet, the home offers comfortable main-level living with three bedrooms on the main floor! Inside, the rambler layout offers easy everyday living, while the unfinished attic provides an exciting opportunity for future expansion, storage, or creative additional living space. The possibilities are yours to explore. The lower level has a 4th bedroom, 3/4 fully tiled bathroom, oversized laundry room, 2nd family room with corner fireplace and a ton of storage space!! A detached two-car garage provides convenient parking and storage, while the generous driveway and expansive yard offer plenty of room for guests and outdoor toys. The oversized deck creates the perfect setting for morning coffee, summer gatherings, sunset cocktails, and unforgettable lake days. And then there’s the location—close to everything that makes White Bear Lake so desirable while still offering the privacy and tranquility of a true lakefront retreat. Enjoy nearby parks, shopping, dining, schools, recreation, and all the charm of the White Bear Lake community. Make this house your home!!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1950
LevelsOne
Living area1,959 sqft
Above-grade finished1,288 sqft
Below-grade finished671 sqft
Lot size0.5 acres (Getting)
Days on market26
ListedSep 2, 2026
MLS #NST7136984
CountyRamsey
SubdivisionRichland Acres, Ramsey Co, , Mi
Parcel #233022340038

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 19x25 · 475 sqft
Parking features
Detached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck
Exterior features
Stucco
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete
Foundation
Block · 1,288 sqft
Roof
Age Over 8 Years, Architectural Shingle, Pitched
Year built
1950

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Richland Acres, Ramsey Co, , Mi
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$5,010 (2026)
Listed
Sep 2, 2026
Days on market
26
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Kitchenette, Sump Basket, Sump Pump, Tile Shower
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Lower Level
AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Sauna, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStucco
RoofAge Over 8 Years, Architectural Shingle, Pitched
FoundationBlock
Foundation area1,288 sqft
Patio/porchDeck
Lot featuresAccessible Shoreline, Public Transit (w/in 6 blks), Tree Coverage - Medium
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size475 sqft

Financial details

Annual taxes$5,010
Tax year2026
Taxes w/ assessments5010
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$11,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,206/mo
Principal & interest$2,622
Property taxes$418
Home insurance (est.)$166
%
$99,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4090 Highland Avenue, White Bear Lake, MN, 55110

Listing information

MLS #NST7136984
StatusActive
Last updatedSep 28, 2026, 2:13 PM
Originally listedSep 2, 2026, 10:20 AM
Listing officeEngel & Volkers Prior Lake

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.