Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,638 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

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Active

$160,000

406 E 4th Street, Winona, MN, 55987

6 Bedrooms2 Bathrooms2,736 Square Feet7000 Acres

Days on market0

Year built1890

Garage spaces1

Potential $1,800buyer credit when you buy with SODL

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About this home

Tons of gorgeous woodwork, pocket doors, 9-foot ceilings - a project house with great bones, wonderful space, full basement, 28x26 garage with a 1-year-old roof. A true project house! Listing Agent is related to seller.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1890

LevelsTwo

Living area2,736 sqft

Above-grade finished2,736 sqft

Below-grade finished0 sqft

Lot size7000 acres (140x50)

Days on market0

ListedNov 6, 2026

MLS #NST7170263

CountyWinona

SubdivisionLairds Add

Parcel #323000980

Facts & features

Interior

Bedrooms: 6
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: None
Appliances: Electric Water Heater

Property

Levels / stories: Two
Garage: 1 space · 28x26 · 728 sqft
Parking features: Detached Garage
Patio & porch: Rear Porch
Exterior features: Wood
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame, Stone
Foundation: Other · 1,348 sqft
Roof: Age Over 8 Years
Year built: 1890

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Lairds Add
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $1,638 (2026)
Tax with assessments: 1694
Listed: Nov 6, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Unfinished

HeatingForced Air

CoolingNone

Fireplaces1

LaundryIn Basement

AppliancesElectric Water Heater

DiningEat In Kitchen

AmenitiesHardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Washer/Dryer Hookup, Walk-Up Attic

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorWood

RoofAge Over 8 Years

FoundationOther

Foundation area1,348 sqft

Patio/porchRear Porch

Lot featuresTree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer

ZoningResidential-Multi-Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size728 sqft

Financial details

Annual taxes$1,638

Tax year2026

Taxes w/ assessments1694

Assessment pendingYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$1,800Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,800

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,031/mo

Principal & interest$841

Property taxes$137

Home insurance (est.)$53

Down payment

$32,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

406 E 4th Street, Winona, MN, 55987

Street View

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Listing information

MLS #NST7170263

Last reported MLS statusActive

MLS record updatedNov 6, 2026, 10:46 PM

Originally listedNov 6, 2026, 3:25 PM

Listing officeEdina Realty, Inc.

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.