Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,246 (2025).

Does this home have a garage?

Yes, this home has a 1.5-car garage.

How long has this property been on the market?

This property has been listed for 356 days.

No photos available

Listed at

$430,000

$215/sqft

405 Vine Avenue

405 Vine Avenue, Albert Lea, MN, 56007

4 Bedrooms2 Bathrooms2,000 Square Feet0.39 Acres

Days on market356

Year built1895

Garage spaces1.5

TypeResidential

Est. $9,900buyer credit when you buy with SODL

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About this home

Own your own piece of history with this 4 bedroom 2 bath craftsman style home. You will truly appreciate all of the recent remodels and improvements including a full new poured concrete foundation, a new modern kitchen with black stainless steel appliances, a convenient pantry & large kitchen center island for creating magnificent meals. You will definitely enjoy the convenience of two laundry rooms. A spiral staircase takes you to the upper 4th bedroom area. One of the most impressive features of this home is the fenced in back yard with concrete patio, a gazebo, a fish pond, and numerous colorful perennials a must see to appreciate feature. There are two separate connecting lots included with this property. Located close to schools, shopping, walking trail and only one block off the lake. Make your appointment today to view this fantastic home.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1895

LevelsTwo

Living area2,000 sqft

Above-grade finished2,000 sqft

Below-grade finished0 sqft

Lot size0.39 acres (66 x 263)

Days on market356

ListedOct 8, 2025

MLS #NST6800528

CountyFreeborn

Parcel #341170130

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air, Wall Unit(s)
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 1.5 spaces · 20 x 30 · 532 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener, Gravel, Insulated Garage
Patio & porch: Composite Decking, Deck, Patio
Fencing: Partial
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,055 sqft
Roof: Age Over 8 Years
Year built: 1895

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 150 Amp Service

Community & HOA

HOA: No HOA
School district: Albert Lea

Financial & listing details

Annual tax: $3,246 (2025)
Tax with assessments: 3314
Listed: Oct 8, 2025
Days on market: 356
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementDrain Tiled, Egress Window(s), Full, Concrete, Partially Finished, Sump Basket

HeatingForced Air

CoolingCentral Air, Wall Unit(s)

LaundryIn Basement, Upper Level

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Bar, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Patio, Panoramic View, Skylight, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years

Foundation area1,055 sqft

Patio/porchComposite Decking, Deck, Patio

Lot featuresTree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Gravel, Insulated Garage

Garage spaces1.5

Garage size532 sqft

Financial details

Annual taxes$3,246

Tax year2025

Taxes w/ assessments3314

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1141

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$9,900Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,900

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,674/mo

Principal & interest$2,260

Property taxes$271

Home insurance (est.)$143

Down payment

$86,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.