Active
$345,000

40499 520th Street, North Mankato, MN, 56003

3  Bedrooms2  Bathrooms1,760  Square Feet0.518  Acres
Days on market0
Year built1974
Garage spaces2
Potential $7,350buyer credit when you buy with SODL
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About this home

Set on a spacious .52-acre lot, this 3-bedroom, 2-bathroom home offers a wonderful combination of comfortable living space and room to enjoy the outdoors. The open-concept main level features a kitchen with custom hickory cabinetry, granite countertops, hardwood flooring, and stainless steel appliances. Two bedrooms and a full bathroom complete the upper level, while the lower level provides additional living space with a third bedroom, bathroom, and inviting family room centered around a river rock gas fireplace. Outside, enjoy a tree-filled yard with mature landscaping, plenty of summer shade, and beautiful fall colors. A 12x18 storage shed offers even more room for outdoor equipment, hobbies, and storage. Recent updates include new lower-level carpet, a new sewer line, a new well pump, and an updated lower-level bathroom with a new shower and tile.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1974
LevelsSplit Entry (Bi-Level)
Living area1,760 sqft
Above-grade finished960 sqft
Below-grade finished800 sqft
Lot size0.518 acres (226x100)
Days on market0
ListedNov 10, 2026
MLS #NST7171098
CountyNicollet
SubdivisionOak Grove Sub
Parcel #016810020

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 480 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Wood
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 960 sqft
Roof
Asphalt
Year built
1974

Utilities

Water
Private
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Oak Grove Sub
HOA
No HOA
School district
77 - Mankato
High school district
Mankato

Financial & listing details

Annual tax
$2,652 (2026)
Listed
Nov 10, 2026
Days on market
0 · 63 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen
AmenitiesDeck, Hardwood Floors, Kitchen Center Island
AccessibilityNone

Exterior & lot

ExteriorWood
RoofAsphalt
FoundationBlock
Foundation area960 sqft
Patio/porchDeck
Lot featuresTree Coverage - Heavy
ZoningResidential-Single Family

Utilities

Water sourcePrivate
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size480 sqft

Financial details

Annual taxes$2,652
Tax year2026
Taxes w/ assessments2652
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District77 - Mankato
District number77
District phone5073871868
High schoolMankato
SODL flat fee brokerage
$7,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,149/mo
Principal & interest$1,813
Property taxes$221
Home insurance (est.)$115
%
$69,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40499 520th Street, North Mankato, MN, 56003

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Listing information

MLS #NST7171098
Last reported MLS statusActive
MLS record updatedNov 10, 2026, 4:45 PM
Originally listedNov 10, 2026, 10:43 AM
Listing officeTrue Real Estate

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.