Sold / Closed
$645,000

Sold price · Closed Jul 24, 2026

401 River Lane, Anoka, MN, 55303

4  Bedrooms4  Bathrooms3,075  Square Feet0.26  Acres
Days on market18
Year built1981
Garage spaces2
Potential $16,170buyer credit when you buy with SODL

About this home

River View Modern Masterpiece – Completely Reimagined! Discover the perfect blend of architectural flair and contemporary luxury in this stunning 4-bedroom, 4-bathroom riverfront home. Perched on a quiet cul-de-sac with breathtaking views of the Mississippi, this residence has been thoughtfully updated to meet the highest standards of modern living. The heart of the home is the fully renovated gourmet kitchen, a true showstopper featuring sleek stainless steel appliances, a double wall oven, and premium cabinetry. Bathed in natural light from perfectly placed windows, the kitchen seamlessly connects to both formal and informal dining spaces, making it an entertainer's dream. High vaulted ceilings and large windows throughout the front of the home, ensure the pristine views remain your constant backdrop. The transformation continues through every bathroom in the home, each meticulously updated with designer finishes, modern vanities, and high-end tile work. The primary suite serves as a private sanctuary, complete with its own custom walk in closet and stunning bath with a soaking tub and tile shower. Across from the primary suite sits a contemporary full bath followed by the laundry room and a quaint private deck. The living areas exude warmth and drama with two floor-to-ceiling stone fireplaces—one wood-burning and one gas—ideal for cozy Minnesota winters. Outside, the multi-level decking and patio provide front-row seats to eagle sightings and river life, all surrounded by mature trees for maximum privacy. With a two-car tuck-under garage, a concrete driveway for extra parking, and a location that places you minutes from Anoka’s charming shops and arts-focused schools, this home is more than a residence—it’s a lifestyle.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1981
LevelsMore Than 2 Stories
Living area3,075 sqft
Above-grade finished3,075 sqft
Below-grade finished0 sqft
Lot size0.26 acres (see legal)
Days on market18
ListedApr 23, 2026
MLS #NST7060427
CountyAnoka
SubdivisionSandra Terrace
Parcel #073124320077

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
2 full / 2 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Wall Oven

Property

Levels / stories
More Than 2 Stories
Garage
2 spaces · 450 sqft
Parking features
Attached Garage, Concrete, Tuckunder Garage
Patio & porch
Deck, Patio, Porch
Exterior features
Wood
Waterfront
River View

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,327 sqft
Roof
Flat
Year built
1981

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Sandra Terrace
HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$5,283 (2026)
Listed
Apr 23, 2026
Days on market
18
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths0
Half baths2
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Upper Level
AppliancesDishwasher, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Wall Oven
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level

Exterior & lot

ExteriorWood
RoofFlat
FoundationBlock
Foundation area1,327 sqft
Patio/porchDeck, Patio, Porch
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Tuckunder Garage
Garage spaces2
Garage size450 sqft

Financial details

Annual taxes$5,283
Tax year2026
Taxes w/ assessments5283
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$16,170Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,170

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,011/mo
Principal & interest$3,358
Property taxes$440
Home insurance (est.)$213
%
$127,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

401 River Lane, Anoka, MN, 55303

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Listing information

MLS #NST7060427
Last reported MLS statusClosed
MLS record updatedAug 27, 2026, 11:58 AM
Originally listedMay 2, 2026, 12:00 AM
Listing officeMinnesota Home Venture, Inc.
Co-listing officeMinnesota Home Venture, Inc.

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.