Sold / Closed
$510,000

Sold price · Closed Sep 3, 2026

401 Birchwood Avenue, White Bear Lake, MN, 55110

3  Bedrooms2  Bathrooms1,725  Square Feet0.034  Acres
Days on market7
Year built1972
Garage spaces2
Potential $11,400buyer credit when you buy with SODL

About this home

MULTIPLE OFFERS HAVE BEEN RECEIVED. OFFERS DUE BY 1:30PM ON SATURDAY, AUGUST 8TH. Love where you live! This Birchwood Village gem is nestled in a sought-after location just steps from White Bear Lake beaches, parks, tennis/pickle ball courts and the Lake Links Trail. If you enjoy lake life, you will love the deeded access to 5 different Birchwood beaches. This meticulously cared for property has been completely transformed inside and out with thoughtful upgrades, stylish design choices, and many inviting features that add to the desirability. Home boasts sun-drenched rooms with vaulted ceiling, skylights, stately gas fireplace, wet bar, and scenic outdoor living areas including a maintenance free deck, flagstone patio and a charming gazebo overlooking the lush fenced-in backyard. Abundant storage in the home, and in the 2 outdoor sheds. The exterior of the home has been freshly painted, and new stone was added on the front. Gorgeous, upgraded landscaping on this large double lot (lot 5&6) with mature trees and custom decorative fencing. The sellers have taken this lovely home to another level since time of ownership. Move in and enjoy! One year HSA Home Warranty provided for the buyer. BIRCHWOOD VILLAGE INFORMATION: There is lake access to 5 beach areas for village residents. See supplements for use and optional Birchwood Dock Association membership. Residents can use these parks for swimming and picnicking. Each lake tract / beach has a private dock owned and maintained by the Birchwood Dock Association (BDA) except Kay Beach, which is reserved for swimming only. The BDA is a local organization made up exclusively of Birchwood residents. Every Birchwood resident may become a member of the BDA and put their name on a waiting list for a boat slip, but membership is not required for Birchwood resident to access the docks. Access is open to all village residents, but boat slips are limited and allocated via a waiting list lottery system. All boats must use lifts (no mooring directly to docks), and slips are granted for up to 6 years. Here's a breakdown of costs: -BDA Membership Dues: $35 per year, waiting List Deposit: $200 (refundable or applied toward fees once a slip is available).

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1972
LevelsSplit Entry (Bi-Level)
Living area1,725 sqft
Above-grade finished993 sqft
Below-grade finished732 sqft
Lot size0.034 acres (79x140x130x150)
Days on market7
ListedAug 3, 2026
MLS #NST7118398
CountyWashington
SubdivisionHellers Sub
Parcel #3003021240067

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Wine Cooler

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 22 x 20 · 440 sqft
Parking features
Attached Garage, Driveway - Other Surface, Guest Parking
Patio & porch
Composite Decking, Deck, Patio
Exterior features
Stone, Fiber Board, Wood
Fencing
Chain Link, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 993 sqft
Year built
1972

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Hellers Sub
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,870 (2026)
Listed
Aug 3, 2026
Days on market
7
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Wine Cooler
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Patio, Paneled Doors, Skylight, Tennis Court, Tile Floors, Wet Bar
AccessibilityNone
Special featuresRenovated

Exterior & lot

ExteriorStone, Fiber Board, Wood
FoundationBlock
Foundation area993 sqft
Patio/porchComposite Decking, Deck, Patio
Lot featuresCorner Lot, Tree Coverage - Medium
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Driveway - Other Surface, Guest Parking
Garage spaces2
Garage size440 sqft

Financial details

Annual taxes$4,870
Tax year2026
Taxes w/ assessments4870
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$11,400Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,400

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,088/mo
Principal & interest$2,523
Property taxes$406
Home insurance (est.)$160
%
$96,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

401 Birchwood Avenue, White Bear Lake, MN, 55110

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Listing information

MLS #NST7118398
Last reported MLS statusClosed
MLS record updatedSep 24, 2026, 2:12 AM
Originally listedAug 7, 2026, 12:00 AM
Listing officeEdina Realty, Inc.

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.