Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,316 (2025).

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 340 days.

No photos available

Listed at

$479,900

$205/sqft

River Vista Estates 2nd Add

400 Prairie Street, Clearwater, MN, 55320

4 Bedrooms2 Bathrooms2,339 Square Feet2.54 Acres

Days on market340

Year built1992

Garage spaces4

TypeResidential

Est. $11,397buyer credit when you buy with SODL

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About this home

Stunning Property on 2.5 Acres Along the Clearwater River!! Experience the best of nature and comfort in this gorgeous 4-bedroom, 2-bath home offering over 2,300 sq. ft. of living space. Nestled on 2.5 wooded acres along the beautiful Clearwater River, this property features breathtaking views, abundant wildlife, and a peaceful setting—all conveniently located right in town on a quiet cul-de-sac. The spacious open floor plan features 9’ ceilings, beautiful hardwood flooring, custom trim and baseboards, and plenty of natural light. The updated kitchen includes stainless steel appliances, butcher block countertops, and fresh paint throughout, with newer carpet in the LL adding comfort to every room. The UL bathroom has been beautifully updated with tile flooring, a walk-in shower, new vanity, and toilet. Enjoy an open entryway and peace of mind with an updated furnace, A/C, and water heater. The walkout basement includes a screened porch with access to a large patio; while the upper-level three-season porch offers stunning backyard views and privacy. Outside, a newly built 30x32 pole building provides ample storage or workspace. The walk down to the Clearwater River is absolutely gorgeous, with a sandy bottom perfect for relaxing or exploring. Combining natural beauty, modern updates, and in-town convenience with quick access to 94 this remarkable property offers the perfect blend of comfort, charm, and tranquility. Come check it out today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1992

LevelsSplit Entry (Bi-Level)

Living area2,339 sqft

Above-grade finished1,263 sqft

Below-grade finished1,076 sqft

Lot size2.54 acres (2.54 acres)

Days on market340

ListedOct 23, 2025

MLS #NST6808050

CountyWright

SubdivisionRiver Vista Estates 2nd Add

Parcel #104017001080

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 4 spaces · 23x23 · 576 sqft
Parking features: Attached Garage, Detached, Concrete, Garage Door Opener, Insulated Garage
Other structures: Pole Building
View: River
Waterfront: River Front

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Wood Siding
Foundation: 1,176 sqft
Roof: Asphalt, Pitched
Year built: 1992

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected

Community & HOA

Subdivision: River Vista Estates 2nd Add
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $4,316 (2025)
Tax with assessments: 4316.0000
Listed: Oct 23, 2025
Days on market: 340 · 45 cumulative

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Full, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

RoofAsphalt, Pitched

Foundation area1,176 sqft

Lot featuresMany Trees

Road frontageCity Street, Cul De Sac, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Detached, Concrete, Garage Door Opener, Insulated Garage

Garage spaces4

Garage size576 sqft

Financial details

Annual taxes$4,316

Tax year2025

Taxes w/ assessments4316.0000

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number742

District phone320-253-9333

High schoolSt. Cloud

SODL flat fee brokerage

$11,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,042/mo

Principal & interest$2,522

Property taxes$360

Home insurance (est.)$160

Down payment

$95,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.