Sold / Closed
$178,995

Sold price · Closed Jul 10, 2026

40 31st Avenue N, Saint Cloud, MN, 56303

4  Bedrooms1  Bathroom1,494  Square Feet0.115  Acres
Days on market33
Year built1925
Garage spaces2
Potential $2,400buyer credit when you buy with SODL

About this home

Affordable, move-in ready, and beautifully updated - this 4 bedroom home in St. Cloud is one you won’t want to miss! Completely remodeled, it offers a fresh, modern feel throughout while still providing the space and functionality you need. The home is filled with natural light, especially in the bright and inviting kitchen—perfect for everyday living. With 4 bedrooms, there’s plenty of room for family, guests, or a home office setup. A forced air furnace adds comfort and efficiency year-round. Outside, you’ll find an oversized two-car garage providing ample space for parking, storage, or hobbies. The alley access offers added convenience and easy entry to the garage for extra parking flexibility and accessibility. If you’ve been looking for an affordable home that’s truly move-in ready, this is your opportunity!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1925
LevelsOne
Living area1,494 sqft
Above-grade finished864 sqft
Below-grade finished630 sqft
Lot size0.115 acres (126x40)
Days on market33
ListedApr 18, 2026
MLS #NST7056380
CountyStearns
SubdivisionRoosevelt Place Add
Parcel #82504350010

Facts & features

Interior

Bedrooms
4
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
None
Appliances
Dryer, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 22x20 · 700 sqft
Parking features
Detached Garage
Exterior features
Vinyl
Lot size
0.115 acres
Lot dimensions
126x40

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 864 sqft
Year built
1925

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Roosevelt Place Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,288 (2026)
Listed
Apr 18, 2026
Days on market
33
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Full, Partially Finished
HeatingForced Air
CoolingNone
AppliancesDryer, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer
AmenitiesKitchen Window
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom, Renovated

Exterior & lot

ExteriorVinyl
FoundationBlock
Foundation area864 sqft
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size700 sqft

Financial details

Annual taxes$1,288
Tax year2026
Taxes w/ assessments1288
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$2,400Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,400

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,113/mo
Principal & interest$946
Property taxes$107
Home insurance (est.)$60
%
$35,999
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40 31st Avenue N, Saint Cloud, MN, 56303

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Listing information

MLS #NST7056380
Last reported MLS statusClosed
MLS record updatedJul 11, 2026, 4:25 PM
Originally listedApr 18, 2026, 8:04 AM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.