Listed at
$399,900
$170/sqft

39983 120th Avenue

39983 120th Avenue, Saint Joseph, MN, 56374
4  Bedrooms2  Bathrooms2,352  Square Feet5.01  Acres
Days on market38
Year built1974
Garage spaces2
TypeResidential
Est. $8,997buyer credit when you buy with SODL
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About this home

Enjoy Country Living on 5 Acres Just Minutes from St. Joseph Discover the privacy and space you've been searching for with this well-maintained split-entry home on 5.01 acres in scenic Brockway Township. The main level features a spacious living room, functional kitchen with center island, dining area, two bedrooms, and a full bath. Step outside to the maintenance-free composite deck with a retractable awning, perfect for relaxing in the shade while enjoying peaceful country views. The lower level offers a large family room, wet bar area, two additional bedrooms, and a second full bath. While some cosmetic updates such as paint and flooring could refresh the space, the home's layout and square footage provide a great opportunity to build equity and make it your own. Recent mechanical updates include an electric boiler for the radiant heat system that's less than two years old, ductless mini-split air conditioning, heat pump technology, and fiber optic internet. Outside, you'll appreciate the attached 2-stall garage, storage shed, and expansive acreage with plenty of room for recreation, gardening, hobbies, or simply enjoying the quiet countryside. Experience the best of country living just minutes from St. Joseph.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1974
LevelsSplit Entry (Bi-Level)
Living area2,352 sqft
Above-grade finished1,340 sqft
Below-grade finished1,012 sqft
Lot size5.01 acres (856X254X856X254)
Days on market38
ListedAug 15, 2026
MLS #NST7126499
CountyStearns
Parcel #04020740000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Boiler, Ductless Mini-Split, Heat Pump, Radiant
Cooling
Ductless Mini-Split
Appliances
Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 24x22.10 · 548 sqft
Parking features
Attached Garage
Patio & porch
Composite Decking, Deck
Exterior features
Steel Siding
Fencing
Partial

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,305 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1974

Utilities

Water
Well
Sewer
Tank with Drainage Field
Fuel
Propane

Community & HOA

HOA
No HOA
School district
738 - Holdingford
High school district
Holdingford

Financial & listing details

Annual tax
$2,494 (2025)
Listed
Aug 15, 2026
Days on market
38
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock
HeatingBoiler, Ductless Mini-Split, Heat Pump, Radiant
CoolingDuctless Mini-Split
LaundryIn Basement
AppliancesCooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorSteel Siding
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,305 sqft
Patio/porchComposite Decking, Deck
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerTank with Drainage Field
FuelPropane

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size548 sqft

Financial details

Annual taxes$2,494
Tax year2025
Taxes w/ assessments2494
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District738 - Holdingford
District number738
District phone3207462196
High schoolHoldingford
SODL flat fee brokerage
$8,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,443/mo
Principal & interest$2,102
Property taxes$208
Home insurance (est.)$133
%
$79,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

39983 120th Avenue, Saint Joseph, MN, 56374

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Listing information

MLS #NST7126499
StatusActive
Last updatedSep 28, 2026, 7:39 PM
Originally listedAug 22, 2026, 12:00 AM
Listing officeMidwest Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.