Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $184 (2026).

What school district is this property in?

This property is in the 97 - Moose Lake school district.

How long has this property been on the market?

This property has been listed for 83 days.

Listed at

$40,000

Townsite/Finland

3934, 3936 Main Street, Kettle River, MN, 55757

0.14 Acres

Days on market83

TypeLand

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About this home

Opportunity awaits with these two city lots, ideally located and ready for development in the heart of ATV and snowmobile country! Just moments from the Soo Line Trail, these lots offer outstanding potential for a future home or investment property. With direct access from Kettle River, riders can head in multiple directions, connecting to the Munger Trail in Moose Lake, statewide trail systems, and even routes leading up the beautiful North Shore. Whether you're looking to build a year round residence, add a manufactured home, or create a sought after Airbnb or vacation rental for outdoor enthusiasts, this location offers exceptional appeal. Enjoy easy access to miles of trails, nearby recreation, and all the charm of the surrounding area. Don't miss this chance to invest in a property with incredible four season potential!

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Home facts

Property typeLand

Lot size0.14 acres (130x50)

Days on market83

ListedJul 7, 2026

MLS #NST7105649

CountyCarlton

SubdivisionTownsite/Finland

Parcel #190101280

Facts & features

Interior

Bathrooms: 0

Property

Lot size: 0.14 acres
Lot dimensions: 130x50
Parcel #: 190101280
Zoning: Lot

Construction

Property type: Land

Utilities

Utilities: Electricity Available, Natural Gas Available, None Connected, Sewer Available, Water Available

Community & HOA

Subdivision: Townsite/Finland
HOA: No HOA
School district: 97 - Moose Lake
High school district: Moose Lake

Financial & listing details

Annual tax: $184 (2026)
Listed: Jul 7, 2026
Days on market: 83
Inclusions: None

Interior details

Total bathrooms0

Exterior & lot

ZoningLot

Utilities

Parking & garage

Financial details

Annual taxes$184

Tax year2026

Taxes w/ assessments184

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District97 - Moose Lake

District number97

District phone2184854435

High schoolMoose Lake

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $1,200Your buyer credit $0

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Keep more money at closing through transparent flat-fee pricing

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Estimated monthly payment

$239/mo

Principal & interest$210

Property taxes$15

Home insurance (est.)$13

Down payment

$8,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.