Sold / Closed
$335,000

Sold price · Closed May 6, 2026

3920 White Bear Avenue N, White Bear Lake, MN, 55110

3  Bedrooms2  Bathrooms1,290  Square Feet0.23  Acres
Days on market0
Year built1958
Garage spaces1
Potential $6,747buyer credit when you buy with SODL

About this home

Discover an incredible opportunity to build instant equity in this charming rambler located in the heart of White Bear Lake. Thoughtfully updated and full of potential, this home blends classic character with modern improvements—making it a fantastic option for buyers looking to personalize and add value over time. Inside, you'll find beautifully refinished hardwood floors that add warmth and timeless appeal, along with updated windows that bring in abundant natural light. The home has been enhanced with numerous recent improvements including new drywall between the dining room and garage, upgraded insulation throughout, and updated plumbing and electrical systems. The electrical upgrades include a 200-amp service panel, additional outlets throughout the home, modern ceiling lighting, and a convenient 50-amp EV charger in the garage. The kitchen comes equipped with newer appliances, including a washer and dryer, making move-in easy. Interior upgrades continue with new solid wood doors designed to help reduce sound transfer and add a high-quality feel throughout the home. The bathroom has also been refreshed with thoughtful touches such as updated outlets, a fan/light with timer, and additional outlet placement near the toilet for added convenience. Step outside to enjoy a brand-new deck overlooking the backyard—perfect for relaxing or entertaining. A transparent pergola extends over the deck to provide protection from rain and snow while still allowing natural light to shine through. The yard has been newly landscaped and features both front and back fencing, offering privacy and a safe space for children and pets. The front yard includes a child-proof double-sided locking gate, and a storage shed adds extra functionality. Downstairs, the lower level offers tremendous potential for additional living space—ideal for creating a family room, home office, guest suite, or recreation area. Located just blocks from parks, shopping, restaurants, and all the local attractions that make White Bear Lake such a desirable community, this home offers both comfort today and exciting possibilities for the future.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1958
LevelsOne
Living area1,290 sqft
Above-grade finished1,236 sqft
Below-grade finished54 sqft
Lot size0.23 acres (120x84)
Days on market0
ListedMar 15, 2026
MLS #NST7037022
CountyRamsey
SubdivisionLakeaires 1
Parcel #263022130067

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space · 308 sqft
Parking features
Attached Garage
Patio & porch
Deck, Porch
Exterior features
Stucco
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 960 sqft
Roof
Asphalt, Pitched
Year built
1958

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Lakeaires 1
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,552 (2026)
Listed
Mar 15, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Full, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room, Kitchen/Dining Room
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStucco
RoofAsphalt, Pitched
FoundationBlock
Foundation area960 sqft
Patio/porchDeck, Porch
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Medium
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces1
Garage size308 sqft

Financial details

Annual taxes$4,552
Tax year2026
Taxes w/ assessments4552
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$6,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,195/mo
Principal & interest$1,707
Property taxes$379
Home insurance (est.)$108
%
$64,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3920 White Bear Avenue N, White Bear Lake, MN, 55110

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Listing information

MLS #NST7037022
Last reported MLS statusClosed
MLS record updatedMay 8, 2026, 6:37 AM
Originally listedApr 4, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.