Listed at
$689,900
$258/sqft

37951 State Highway 18

37951 State Highway 18, Wealthwood Twp, MN, 56431
3  Bedrooms3  Bathrooms2,676  Square Feet0.9  Acres
Days on market400
Year built1979
Garage spaces3
TypeResidential
Est. $17,697buyer credit when you buy with SODL
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About this home

Are you ready for lake living built for entertaining? This immaculate 3-bedroom, 3-bath lake home offers the perfect blend of luxury, privacy, and Minnesota charm. With approx. 125 ft of level, south-facing sand shoreline on Mille Lacs, this property delivers unmatched views and year-round enjoyment. Home Features & Upgrades • Tongue & groove knotty pine throughout for classic cabin warmth • New granite countertops & stainless steel appliances in a fully updated kitchen • Open main-floor layout with a stunning stone fireplace and lakeside views • Main-level master suite with private porch and full bath • Remodeled lower level featuring 2 bedrooms, bath, family room, wet bar/kitchenette — perfect for guests or entertaining Recent Improvements • New roof, steel siding, gutters, and driveway • Updated pantry/office, double ovens, washer/dryer, and new shed • Full-house Kinetico water filtration system • Backup generator (rental) for peace of mind • Fiber optic internet for reliable remote work or streaming • Invisible fencing and new fenced yard for pets/kids Lake & Outdoor Amenities • $30K dock system with a newer dock section and electric boat lift with canopy • Landscaped lakeside yard ideal for gatherings and relaxation • Multiple storage options: 24x32 heated garage, 12x24 building, and 10x12 shed ________________________________________ This home truly has it all: modern luxury, extensive upgrades, and a rare stretch of prime Mille Lacs shoreline. Whether you’re entertaining friends, enjoying family time, or looking for a peaceful retreat, this property is move-in ready and priced to sell quickly. Listing Broker is a licensed Real Estate Agent in Minnesota.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1979
LevelsSplit Entry (Bi-Level)
Living area2,676 sqft
Above-grade finished1,592 sqft
Below-grade finished1,084 sqft
Lot size0.9 acres (120x400x99x470)
Days on market400
ListedAug 25, 2025
MLS #NST6777530
CountyAitkin
Parcel #360035303

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Fireplace(s), Hot Water, Radiant Floor
Cooling
Window Unit(s)
Appliances
Chandelier, Cooktop, Dishwasher, Double Oven, Exhaust Fan, Freezer, Fuel Tank - Owned, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 24x32 · 768 sqft
Parking features
Detached, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Fencing
Chain Link, Invisible
Other structures
Storage Shed
View
Panoramic, South

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Steel Siding
Foundation
132 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1979

Utilities

Water
Submersible - 4 Inch, Drilled
Sewer
Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
Aitkin

Financial & listing details

Annual tax
$2,540 (2025)
Tax with assessments
2540.0000
Listed
Aug 25, 2025
Days on market
400 · 68 cumulative

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Sump Pump
HeatingFireplace(s), Hot Water, Radiant Floor
CoolingWindow Unit(s)
Fireplaces1
AppliancesChandelier, Cooktop, Dishwasher, Double Oven, Exhaust Fan, Freezer, Fuel Tank - Owned, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area132 sqft
Lot featuresMany Trees
ZoningResidential-Single Family

Utilities

Water sourceSubmersible - 4 Inch, Drilled
SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

Parking & garage

ParkingDetached, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size768 sqft

Financial details

Annual taxes$2,540
Tax year2025
Taxes w/ assessments2540.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number8001
District phone218-927-2115
High schoolAitkin
SODL flat fee brokerage
$17,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,067/mo
Principal & interest$3,626
Property taxes$212
Home insurance (est.)$230
%
$137,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

37951 State Highway 18, Wealthwood Twp, MN, 56431

Listing information

MLS #NST6777530
StatusActive
Last updatedNov 2, 2025, 2:20 AM
Originally listedAug 25, 2025, 2:55 PM
Listing officePMI Minnesota

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.