Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,476 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 294 days.

Listed at

$395,000

$202/sqft

Bacchus Add

3764 Howard Avenue, White Bear Lake, MN, 55110

4 Bedrooms2 Bathrooms1,951 Square Feet10660 Acres

Days on market294

Year built1955

Garage spaces2

TypeResidential

Est. $8,850buyer credit when you buy with SODL

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Home facts

Property typeResidential

Year built1955

LevelsOne and One Half

Living area1,951 sqft

Above-grade finished1,447 sqft

Below-grade finished504 sqft

Lot size10660 acres (80x13x84x127)

Days on market294

ListedDec 8, 2025

MLS #NST6825065

CountyRamsey

SubdivisionBacchus Add

Parcel #263022410051

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Humidifier
Cooling: Central Air
Appliances: Dishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 440 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Pool: None
Fencing: Chain Link
Lot size: 10660 Square Feet

Construction

Property type: Residential
Construction materials: Block, Concrete
Foundation: 1,044 sqft
Roof: Age Over 8 Years
Year built: 1955

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Bacchus Add
HOA: No HOA
School district: White Bear Lake

Financial & listing details

Annual tax: $4,476 (2025)
Listed: Dec 8, 2025
Days on market: 294
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full, Storage Space

HeatingForced Air, Humidifier

CoolingCentral Air

LaundryGas Dryer Hookup, Lower Level, Laundry Room

AppliancesDishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesDeck, Hardwood Floors, Kitchen Window, Natural Woodwork

AccessibilityNone

Special featuresPrimary Bdr Suite

Exterior & lot

RoofAge Over 8 Years

Foundation area1,044 sqft

Lot featuresTree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$4,476

Tax year2025

Taxes w/ assessments4476

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2099

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$8,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,581/mo

Principal & interest$2,076

Property taxes$373

Home insurance (est.)$132

Down payment

$79,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3764 Howard Avenue, White Bear Lake, MN, 55110

Street View

Listing information

MLS #NST6825065

StatusActive

Last updatedDec 9, 2025, 11:03 AM

Originally listedDec 8, 2025, 10:40 AM

Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.