Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,437 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 841 days.

Listed at

$498,500

$799/sqft

Fraser Beach

3739 Sundling Road, Tower, MN, 55790

2 Bedrooms1 Bathroom624 Square Feet0.8 Acres

Days on market841

Year built2024

Garage spaces1

TypeResidential

Est. $11,955buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

OPEN HOUSE: Click link for 3D Virtual Tour. Like New Lake Vermilion Retreat, Sunset Facing Level Lot W/90 Ft Excellent Swimming Shoreline On Highly Desired Frazer Bay Offers Beautifully Remodeled 2B/1B Cabin, Original Garage & Shed, Original Sauna/Boathouse/Guest Cabin, Dock, Boat Launch, RV Pad. Private Location On Dead End Rd, close to town, golf, dining. 624SF LP Smart sided cabin. Kitchen, living, dining, deck on the waters edge offer sounds of water lapping shore, loon calls & lake breezes in summer; moon shadows on snow & northern lights in winter. New foundation & septic 2018/2019. All new windows. All new interior. Roof & walls insulated. Buyer responsible to install well or lake water system of buyer's choice.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built2024

LevelsOne

Living area624 sqft

Above-grade finished624 sqft

Below-grade finished0 sqft

Lot size0.8 acres (225x90)

Days on market841

ListedJun 7, 2024

MLS #NST6550415

CountySt. Louis

SubdivisionFraser Beach

Parcel #387017000030

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard
Cooling: None
Appliances: Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 1 space · 28x10 · 280 sqft
Parking features: Detached Garage
Patio & porch: Deck
Exterior features: Other
Other structures: Sauna, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 624 sqft
Roof: Asphalt
Year built: 2024

Utilities

Water: Private
Sewer: Private Sewer
Fuel: Electric
Electric: 200+ Amp Service

Community & HOA

Subdivision: Fraser Beach
HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $2,437 (2026)
Tax with assessments: 2522
Listed: Jun 7, 2024
Days on market: 841 · 692 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard

CoolingNone

AppliancesElectric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator

DiningInformal Dining Room

AmenitiesDeck

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Bedroom

Exterior & lot

ExteriorOther

RoofAsphalt

FoundationBlock

Foundation area624 sqft

Patio/porchDeck

Lot featuresIrregular Lot, Tree Coverage - Medium

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate

SewerPrivate Sewer

FuelElectric

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size280 sqft

Financial details

Annual taxes$2,437

Tax year2026

Taxes w/ assessments2522

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$11,955Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,955

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,989/mo

Principal & interest$2,620

Property taxes$203

Home insurance (est.)$166

Down payment

$99,700

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.