Sold / Closed
$820,000

Sold price · Closed Sep 18, 2026

3621 Oak Creek Terrace, Vadnais Heights, MN, 55127

3  Bedrooms4  Bathrooms3,484  Square Feet0.278  Acres
Days on market0
Year built1989
Garage spaces3
Potential $21,600buyer credit when you buy with SODL

About this home

Sold befor print Beautifully maintained home on quiet street backing to woods. Gorgeous Home. General info taken from tax records. User to verify accuracy.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1989
LevelsTwo
Living area3,484 sqft
Above-grade finished2,484 sqft
Below-grade finished1,000 sqft
Lot size0.278 acres (87x130x94x130)
Days on market0
ListedSep 17, 2026
MLS #NST7146219
CountyRamsey
SubdivisionVadnais Lake Pines Add
Parcel #323022210012

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Basement
Finished · 1,000 sqft finished

Property

Levels / stories
Two
Garage
3 spaces · 661 sqft
Parking features
Attached Garage
Exterior features
Fiber Board
Lot size
0.278 acres
Lot dimensions
87x130x94x130

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Wood · 1,242 sqft
Year built
1989

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Vadnais Lake Pines Add
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$10,734 (2026)
Listed
Sep 17, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementFinished
HeatingForced Air
CoolingCentral Air
Fireplaces2
AccessibilityNone

Exterior & lot

ExteriorFiber Board
FoundationWood
Foundation area1,242 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size661 sqft

Financial details

Annual taxes$10,734
Tax year2026
Taxes w/ assessments10734
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$21,600Estimated buyer credit
SODL platform fee $3,000Your buyer credit $21,600

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,477/mo
Principal & interest$4,309
Property taxes$895
Home insurance (est.)$273
%
$164,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3621 Oak Creek Terrace, Vadnais Heights, MN, 55127

Listing information

MLS #NST7146219
Last reported MLS statusClosed
MLS record updatedSep 21, 2026, 8:28 PM
Originally listedSep 17, 2026, 2:55 PM
Listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.