Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,004 (2025).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 12 days.

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Sold / Closed

$430,000

Sold price · Closed Aug 31, 2026

3506 Hilltop Street, White Bear Lake, MN, 55110

3 Bedrooms2 Bathrooms2,066 Square Feet0.293 Acres

Days on market12

Year built1963

Garage spaces2

Potential $9,600buyer credit when you buy with SODL

About this home

Spacious four-level split with 3 bedrooms with a future 4th Bedroom in the lower level - Just needs an egress window. Come relax and enjoy the rest of summer by the pool. Pool features brand-new pool mechanicals, large deck for entertaining, gate to the fire pit area, and grassy area for lawn games. The perfect house to host family and friends each summer. Corner lot provides plenty of yard for pets or families. Just an 8 min drive to downtown White Bear Lake for dining and shopping.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1963

LevelsFour or More Level Split

Living area2,066 sqft

Above-grade finished1,232 sqft

Below-grade finished834 sqft

Lot size0.293 acres (128x)

Days on market12

ListedJul 7, 2026

MLS #NST7105535

CountyRamsey

SubdivisionGolf View Heights 3

Parcel #363022210061

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Four or More Level Split
Garage: 2 spaces · 480 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Tuckunder Garage
Patio & porch: Patio
Exterior features: Metal, Vinyl
Pool: Below Ground, Heated, Outdoor

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete, Frame
Foundation: Block · 2,216 sqft
Roof: Age Over 8 Years, Architectural Shingle, Pitched
Year built: 1963

Utilities

Water: City Water/Connected, City Water - In Street
Sewer: City Sewer/Connected, City Sewer - In Street
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Golf View Heights 3
HOA: No HOA
School district: 624 - White Bear Lake
High school district: White Bear Lake

Financial & listing details

Annual tax: $5,004 (2025)
Listed: Jul 7, 2026
Days on market: 12
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Partially Finished, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryGas Dryer Hookup, Laundry Closet, Lower Level, Sink, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

DiningLiving/Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Patio, Security Lights, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorMetal, Vinyl

RoofAge Over 8 Years, Architectural Shingle, Pitched

FoundationBlock

Foundation area2,216 sqft

Patio/porchPatio

Lot featuresPublic Transit (w/in 6 blks), Cleared, Corner Lot, Tree Coverage - Light, Underground Utilities

Road frontageCity Street, Curbs, Paved Streets, Street Lights, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, City Water - In Street

SewerCity Sewer/Connected, City Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Tuckunder Garage

Garage spaces2

Garage size480 sqft

Financial details

Annual taxes$5,004

Tax year2025

Taxes w/ assessments5004

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$9,600Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,600

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,764/mo

Principal & interest$2,207

Property taxes$417

Home insurance (est.)$140

Down payment

$84,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3506 Hilltop Street, White Bear Lake, MN, 55110

Street View

Listing information

MLS #NST7105535

Last reported MLS statusClosed

MLS record updatedSep 4, 2026, 2:39 PM

Originally listedJul 7, 2026, 3:08 PM

Listing officeKeller Williams Select Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.