Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $9,168 (2026).

What school district is this property in?

This property is in the 748 - Sartell-St. Stephens school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property has been listed for 48 days.

Listed at

$1,600,000

$370/sqft

34788 95th Avenue

34788 95th Avenue, Saint Joseph, MN, 56374

5 Bedrooms4 Bathrooms4,323 Square Feet20 Acres

Days on market48

Year built1993

Garage spaces6

TypeResidential

Est. $45,000buyer credit when you buy with SODL

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About this home

Discover the perfect blend of luxury, privacy, and country living with this stunning modern farmhouse set on 20 breathtaking acres just minutes from Sartell and within the highly sought-after Sartell School District. Thoughtfully and extensively renovated, this exceptional home feels nearly brand new, featuring a new roof, premium LP Diamond Kote siding, and new Andersen 400 series windows—providing timeless curb appeal, outstanding durability, and peace of mind for years to come. Inside, you'll find 5 bedrooms, 4 bathrooms, and a beautifully designed gourmet kitchen that's perfect for entertaining. Step outside to your own backyard retreat with a sparkling inground saltwater pool, all overlooked by a gorgeous maintenance-free, heat-resistant deck—the perfect place to relax with your morning coffee, entertain guests, or take in the peaceful views without the upkeep. The impressive outbuilding offers temperature-controlled storage, additional non-climate-controlled storage, plus a finished upper level complete with a spacious living room and private gym—ideal for hobbies, fitness, or extra gathering space. The acreage is truly one of a kind, offering a picturesque mix of mature trees, native grasses, a serene river winding through the property, and an established apple orchard. Multiple food plots have also been thoughtfully incorporated to help attract and support additional wildlife, creating a unique outdoor experience right in your own backyard. Whether you're enjoying quiet mornings by the water, watching wildlife, relaxing in the orchard, hosting friends poolside, or exploring your own private landscape, this property offers a lifestyle that's hard to find. Luxury. Space. Privacy. Modern updates. Nature. This extraordinary property truly has it all.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1993

LevelsModified Two Story

Living area4,323 sqft

Above-grade finished2,949 sqft

Below-grade finished1,374 sqft

Lot size20 acres (661x1325x663x1330)

Days on market48

ListedAug 12, 2026

MLS #NST7121191

CountyStearns

Parcel #33220330010

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 1 full / 2 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Modified Two Story
Garage: 6 spaces · 33x26 · 950 sqft
Parking features: Attached Garage
Patio & porch: Composite Decking, Deck
Exterior features: Engineered Wood
Pool: Below Ground, Heated, Outdoor

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,534 sqft
Roof: Age 8 Years or Less
Year built: 1993

Utilities

Water: Well
Sewer: Tank with Drainage Field
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 748 - Sartell-St. Stephens
High school district: Sartell-St. Stephens

Financial & listing details

Annual tax: $9,168 (2026)
Tax with assessments: 9176
Listed: Aug 12, 2026
Days on market: 48
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths1

3/4 baths2

Half baths1

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningEat In Kitchen, Separate/Formal Dining Room

AmenitiesDeck, Kitchen Center Island, In-Ground Sprinkler

AccessibilityNone

Exterior & lot

ExteriorEngineered Wood

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,534 sqft

Patio/porchComposite Decking, Deck

Lot featuresTree Coverage - Medium

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerTank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces6

Garage size950 sqft

Financial details

Annual taxes$9,168

Tax year2026

Taxes w/ assessments9176

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District748 - Sartell-St. Stephens

District number748

District phone3206563715

High schoolSartell-St. Stephens

SODL flat fee brokerage

$45,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $45,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$9,706/mo

Principal & interest$8,409

Property taxes$764

Home insurance (est.)$533

Down payment

$320,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.