Does this property have an HOA?

Yes. The HOA fee is $375 per month.

What are the annual property taxes?

Annual property taxes are $1,147 (2026).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 5 days.

Listed at

$299,000

$271/sqft

Sandcrest On Cross Lake

34491 Park Drive, Crosslake, MN, 56442

1 Bedrooms1 Bathroom1,104 Square Feet0.88 Acres

Days on market5

Year built1987

Garage spaces2

HOA / month$375

TypeResidential

Est. $5,970buyer credit when you buy with SODL

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About this home

Welcome to Sandcrest on Cross Lake. This cozy chalet-style home offers 720 square feet of comfortable living space, with one bedroom, plus a versatile loft that provides additional sleeping space, a home office, or a cozy retreat. This property offers the opportunity to enjoy the Crosslake lifestyle with the added benefits of a private residential setting and access to the amenities of the Sandcrest community. Enjoy shared access to beautiful Cross Lake and the Whitefish Chain, including a sandy beach, community day dock, and private boat launch access making it easy to spend days boating, fishing, swimming and enjoying all the Whitefish Chain has to offer. Outside, enjoy a partially fenced in year-round home with a gazebo tucked into the backyard-an ideal spot for relaxing, entertaining or enjoying summer evenings. Located in the heart of Crosslake, this property puts you close to restaurants, shopping, golf and year-round activities. Whether you are looking for a weekend retreat, a seasonal getaway or an opportunity to enjoy the up-north lifestyle, this charming chalet is ready to be enjoyed.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1987

LevelsOne and One Half

Living area1,104 sqft

Above-grade finished1,104 sqft

Below-grade finished0 sqft

Lot size0.88 acres (60x366x105x352)

Days on market5

ListedSep 23, 2026

MLS #NST7137007

CountyCrow Wing

SubdivisionSandcrest On Cross Lake

Parcel #14290642

Facts & features

Interior

Bedrooms: 1
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Fireplace(s), In-Floor Heating
Cooling: Window Unit(s)
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 20x20 · 400 sqft
Parking features: Detached Garage, Concrete, Garage Door Opener
Patio & porch: Deck
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Wood · 720 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1987

Utilities

Water: Drilled, Private, Well
Sewer: Private Sewer, Septic System Compliant - No
Fuel: Electric, Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Sandcrest On Cross Lake
HOA: $375/annual
HOA name: Sandcrest On Cross Lake
HOA phone: 7633218044
HOA includes: Beach Access, Shared Amenities
School district: 186 - Pequot Lakes

Financial & listing details

Annual tax: $1,147 (2026)
Tax with assessments: 1172
Listed: Sep 23, 2026
Days on market: 5
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard, Fireplace(s), In-Floor Heating

CoolingWindow Unit(s)

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Main Floor Primary Bedroom, Washer/Dryer Hookup

AccessibilityNone

Special featuresAll Living Facilities on One Level

Exterior & lot

ExteriorWood

RoofAge Over 8 Years, Asphalt

FoundationWood

Foundation area720 sqft

Patio/porchDeck

Lot featuresTree Coverage - Heavy

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerPrivate Sewer, Septic System Compliant - No

FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$1,147

Tax year2026

Taxes w/ assessments1172

Assessment pendingNo

HOA fee$375

Down payment resourceYes

Lender ownedNot Disclosed

Short saleNot Disclosed

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$5,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,142/mo

Principal & interest$1,571

Property taxes$96

Home insurance (est.)$100

HOA fees$375

Down payment

$59,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.