Listed at
$285,000
$147/sqft

32466 County Road 45

32466 County Road 45, Bingham Lake, MN, 56118
4  Bedrooms2  Bathrooms1,936  Square Feet4.35  Acres
Days on market90
Year built1972
Garage spaces2
TypeResidential
Est. $5,550buyer credit when you buy with SODL
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About this home

Welcome to this move-in ready 4-bedroom, 2-bath home situated on a peaceful 4.35 acre property, offering the perfect blend of country living and modern comfort. This well maintained home features an attached two-stall garage, maintenance-free vinyl siding, and a brand-new roof installed in 2025. Inside, you’ll find a spacious open concept layout connecting the living room, dining area, and kitchen—ideal for both everyday living and entertaining. Both bathrooms feature comfortable in floor heat, and the home offers the flexibility to relocate the laundry to the main floor if desired. Outside, you’ll appreciate the space and versatility this property has to offer, complete with a machine shed and grain bins. If you’ve been dreaming of a quiet country setting with room to spread out while still enjoying a move-in ready home, this property is a must see!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1972
LevelsOne
Living area1,936 sqft
Above-grade finished1,248 sqft
Below-grade finished688 sqft
Lot size4.35 acres (4.35 acres)
Days on market90
ListedJul 1, 2026
MLS #NST7101426
CountyCottonwood
Parcel #040030200

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories
One
Garage
2 spaces · 24x24 · 576 sqft
Parking features
Attached Garage
Exterior features
Vinyl
Lot size
4.35 acres
Lot dimensions
4.35 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,248 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1972

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Pellet, Propane
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
173 - Mountain Lake
High school district
Mountain Lake

Financial & listing details

Annual tax
$1,814 (2025)
Listed
Jul 1, 2026
Days on market
90
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Finished
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesDishwasher, Microwave, Range, Refrigerator
AccessibilityDoors 36"+

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationBlock
Foundation area1,248 sqft
ZoningAgriculture,Residential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelPellet, Propane

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$1,814
Tax year2025
Taxes w/ assessments1814
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District173 - Mountain Lake
District number173
District phone5074272325
High schoolMountain Lake
SODL flat fee brokerage
$5,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,744/mo
Principal & interest$1,498
Property taxes$151
Home insurance (est.)$95
%
$57,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

32466 County Road 45, Bingham Lake, MN, 56118

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Listing information

MLS #NST7101426
StatusActive
Last updatedAug 19, 2026, 9:30 PM
Originally listedJul 1, 2026, 9:58 AM
Listing officeHeartland Real Estate Services LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.