Listed at
$12,500

320 Elm Street

320 Elm Street, Tracy, MN, 56175
0.358  Acres
Days on market47
TypeLand
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About this home

Bring your plans and build your vision in Tracy! This 130' x 120' lot is ideally located on the east side of town, just steps from the ball fields, aquatic center, parks and playgrounds, and conveniently located near the hospital. City water and sewer are available. Whether you're envisioning a patio home for easy one-level living or a family home with room to grow, this affordable lot offers a great opportunity for your new build. An additional side-by-side lot is also available for purchase, offering the option for even more space. Property is owned by the City of Tracy. A development agreement will be required, committing the buyer to substantial completion of a home within one year of closing.

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Home facts

Property typeLand
Lot size0.358 acres (120'x130')
Days on market47
ListedAug 10, 2026
MLS #NST7115373
CountyLyon
Parcel #3114200505

Facts & features

Interior

Bathrooms
0

Property

Lot size
0.358 acres
Lot dimensions
120'x130'
Parcel #
3114200505
Zoning
Residential-Single Family

Construction

Property type
Land

Utilities

Utilities
Broadband Available, Electricity Available, Natural Gas Available, None Connected, Storm Sewer Available, Phone Available, Underground Utilities Available, Water Available

Community & HOA

HOA
No HOA
School district
2904 - Tracy Area
High school district
Tracy Area

Financial & listing details

Annual tax
$0 (2025)
Listed
Aug 10, 2026
Days on market
47
Inclusions
Survey,Survey Stakes,Torrens

Interior details

Total bathrooms0

Exterior & lot

ZoningResidential-Single Family

Utilities

Parking & garage

Financial details

Annual taxes$0
Tax year2025
Taxes w/ assessments0
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2904 - Tracy Area
District number2904
District phone5076295500
High schoolTracy Area
SODL flat fee brokerage
$0Estimated buyer credit
SODL platform fee $375Your buyer credit $0

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$82/mo
Principal & interest$66
Property taxes (est.)$13
Home insurance (est.)$4
%
$2,500
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

320 Elm Street, Tracy, MN, 56175

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Listing information

MLS #NST7115373
StatusActive
Last updatedAug 12, 2026, 10:22 PM
Originally listedAug 12, 2026, 1:38 PM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.